Stupid question...

[jclalor 12]

So my Fiancé is pulling into The Starbucks drive thru when the person in front of her throws it into reverse and hits her. she says her lower back hurts a little. If she goes to the doctor will this now be considered a "Pre existing condition" from here on out?

[husslr187 24]

If she gets fixed it shouldn't be a pre existing conditions if the condition is gone. I'm not sure how insurance see it though but the other persons insurance should pay for it (eventually)

[tkhayes 348]

whatever you have done medically is in your medical history forever and can and will be used against you at some other point in your insurance-buying lifetime.

[billvon 2,991]

Quote

So my Fiancé is pulling into The Starbucks drive thru when the person in front of her throws it into reverse and hits her. she says her lower back hurts a little. If she goes to the doctor will this now be considered a "Pre existing condition" from here on out?

Short answer - yes. If she never needs treatment for it again, of course, it doesn't matter. But if she has a back problem in 30 years, and they go after her, she might expect some very big fines and/or loss of coverage. (Assuming loss of the ACA of course.)

[Phillbo 11]

I would want it documented for the personal injury lawsuit you are going to file.