ntrprnr 0 #1 July 10, 2013 Now that I have a daughter, I'm looking at life insurance. Because, you know, apparently I have to be an adult. Anyhow, all the background was given to the insurance guy last month, including that I jump. Convo today went like this. Insurance Guy: "Peter, we've run the numbers. You definitely fall into a higher-risk category, and as such, that's going to run your premiums up a bit." Me: "Yeah, I figured that was going to happen." IG: "Well, there's something you could do about it, you know. It's not an end-all be-all situation." Me: "You know, I appreciate you trying to give me life advice, Insurance Guy, but skydiving happens to be a part of my life that I cherish. I believe it makes me a better person, and as such, a more productive member of society, and a better husband and father. For you to tell me that I should quit doing what I love simply to lower my damn premiums shows a severe lack of your knowledge of who I am." "Right, Peter. So, if I may finish, you have what, 300 jumps in seven years? The insurance company doesn't give a fuck about that. You're more at risk living in Manhattan. I was talking about you losing 30 pounds so your blood pressure goes from "borderline elevated" to "normal." It also might help to not be so damn sanctimonious." Me: (very quietly...) "So... I suppose I should just let you finish then, right? And perhaps buy you a drink..." IG: (Laughing) "That's a start." Heh. Lesson learned. :)_______________ "Why'd you track away at 7,000 feet?" "Even in freefall, I have commitment issues." Quote Share this post Link to post Share on other sites
topdocker 0 #2 July 10, 2013 Log another jump.... jumped to a conclusion! topJump more, post less! Quote Share this post Link to post Share on other sites
grimmie 186 #3 July 10, 2013 It's a diet and a move to Jersey then Quote Share this post Link to post Share on other sites
wolfriverjoe 1,523 #4 July 11, 2013 So the old adage (which is false) of "The drive to the DZ is more dangerous than the jump" will be replaced with "It's more dangerous to live in New York City than to jump." Wait 'til my mom hears this. "There are NO situations which do not call for a French Maid outfit." Lucky McSwervy "~ya don't GET old by being weak & stupid!" - Airtwardo Quote Share this post Link to post Share on other sites
Divalent 145 #5 July 11, 2013 You know, if you want to get a measure of the risk of skydiving relative to other things, life insurance companies are the place to ask. They make money by figuring out *everything* about you that is known to affect your risk of dying, and then charging you a premium that will ensure they have the house advantage in the bet on your life. (Indeed, the strongest evidence that praying to one particular religion's god is useless in promoting good health and a long life is that fact that no insurance company will offer a discount based on any particular (or even a general) religious affiliation.) So if they say skydiving (at your level of activity) is much less of a risk than 30 lbs of excess weight, then that is almost certainly a fact. Quote Share this post Link to post Share on other sites
format 1 #6 July 11, 2013 wolfriverjoeSo the old adage (which is false) of "The drive to the DZ is more dangerous than the jump" will be replaced with "It's more dangerous to live in New York City than to jump." So I've heard too "New York now leads the world's great cities in the number of people around whom you shouldn't make a sudden move". - David Letterman "Anytime four New Yorkers get into a cab together without arguing, a bank robbery has just taken place". - Johnny CarsonWhat goes around, comes later. Quote Share this post Link to post Share on other sites
NorrinRadd 0 #7 July 11, 2013 That definitely made me laugh out loud :DWhy drive myself crazy trying to be normal, when I am already at crazy? Quote Share this post Link to post Share on other sites
Avikus 0 #8 July 11, 2013 topdockerLog another jump.... jumped to a conclusion! top HAHAH! I'm crying!Avikus - Packer and Jumper - Hate landing with the plane! Quote Share this post Link to post Share on other sites
oldwomanc6 60 #9 July 11, 2013 What's ironic is that this thread was moved-- to the same forum it started out in. lisa WSCR 594 FB 1023 CBDB 9 Quote Share this post Link to post Share on other sites
rtroup 1 #10 July 11, 2013 300 jumps in 7 years? You need to jump more Shankman!(insert philosophical quote here) Quote Share this post Link to post Share on other sites
BillyVance 34 #11 July 12, 2013 What movie was it that had some insurance guy tasked with presenting an insurance policy to some flamboyant dude with a penchant for high risk activities? In one scene, he was seen base jumping off a building and landing in a tree along the street or something. "Mediocre people don't like high achievers, and high achievers don't like mediocre people." - SIX TIME National Champion coach Nick Saban Quote Share this post Link to post Share on other sites
Erroll 80 #12 July 12, 2013 DivalentSo if they say skydiving (at your level of activity) is much less of a risk... Over here such a low level of activity will actually count against you. Quote Share this post Link to post Share on other sites
ksudiver87 0 #13 July 12, 2013 "Along Came Polly"... this was the greatest post i've read in a while. thanks!~Always do stupid things safely~ Quote Share this post Link to post Share on other sites