floridadiver81 0 #1 April 5, 2013 So an ex friend from YEARS ago decided to add me on facebook yesterday. The brief back story....we met when I was stationed at NAS Jax so that tell you how long ago this was considering I got out of the Navy August of 2007. After I got out we hung out for a little while longer then roughly the beginning of 2008 we just lost contact. Well....2 years later(2010) he comes out of the blue with "can I borrow money". Not a "hi/hello...how ya doing...what ya been up to"...nothing of the sort. I felt blatently disrespected. So I just didn't reply to him. We used to be boys back in the day. Well I told him how I felt and he said "So, it's all about you still" referring to me. Hell no it's not all about me...I just have a lot more respect for my friends than to pull something like that! Was I out of line or was I rightfully justified in what I did??"Age has absolutely nothing to do with knowledge, learning, respect, attitude, or personality." -yardhippie "Fight the air, and the air will kick your ass!!! "-Specialkaye Quote Share this post Link to post Share on other sites
floridadiver81 0 #2 April 5, 2013 Oh and let me add this....before anyone says "be the friend and loan him the money"...it took him 2 years to pay me back 100 dollars that I loaned him in 2005 when we first met...so his credibility isn't the best..."Age has absolutely nothing to do with knowledge, learning, respect, attitude, or personality." -yardhippie "Fight the air, and the air will kick your ass!!! "-Specialkaye Quote Share this post Link to post Share on other sites
popsjumper 2 #3 April 5, 2013 You were being an asshole, flat and simple. You coulda helped him out. "Can I borrow money?" "Sure! There's a Bank of America right down the road!" My reality and yours are quite different. I think we're all Bozos on this bus. Falcon5232, SCS8170, SCSA353, POPS9398, DS239 Quote Share this post Link to post Share on other sites
oldwomanc6 52 #4 April 5, 2013 Quote You were being an asshole, flat and simple. You coulda helped him out. "Can I borrow money?" "Sure! There's a Bank of America right down the road!" And you would draw him a map, if you were a true friend.lisa WSCR 594 FB 1023 CBDB 9 Quote Share this post Link to post Share on other sites
ryoder 1,590 #5 April 5, 2013 After playing the sucker 3 times, I loan money to NOBODY. Right now 3 people owe me money, totaling ~$7500. Only one ever made any effort to pay part of it back. The other two never paid back a penny, and one had been a "friend" for 15 years."There are only three things of value: younger women, faster airplanes, and bigger crocodiles" - Arthur Jones. Quote Share this post Link to post Share on other sites
JohnMitchell 16 #6 April 5, 2013 I've loaned dough to coworkers that have a good job and I trust. No problems. But this guy? Out of the clear blue sky? Sounds like a meth head. Quote Share this post Link to post Share on other sites
floridadiver81 0 #7 April 5, 2013 Quote You were being an asshole, flat and simple. You coulda helped him out. "Can I borrow money?" "Sure! There's a Bank of America right down the road!" If he wasn't all about money then I could of added some humor into the situation....but seriously...like on pay day the guy would be broke and he was an E5...so they make decent money!"Age has absolutely nothing to do with knowledge, learning, respect, attitude, or personality." -yardhippie "Fight the air, and the air will kick your ass!!! "-Specialkaye Quote Share this post Link to post Share on other sites
floridadiver81 0 #8 April 5, 2013 Quote I've loaned dough to coworkers that have a good job and I trust. No problems. But this guy? Out of the clear blue sky? Sounds like a meth head. Refer to the post is just put up lol. He made the money but was so financially irresponsible that he couldn't pay it back. Maybe it was drugs...I dunno. He never did anything around me so its a possibility!"Age has absolutely nothing to do with knowledge, learning, respect, attitude, or personality." -yardhippie "Fight the air, and the air will kick your ass!!! "-Specialkaye Quote Share this post Link to post Share on other sites
floridadiver81 0 #9 April 5, 2013 QuoteAfter playing the sucker 3 times, I loan money to NOBODY. Right now 3 people owe me money, totaling ~$7500. Only one ever made any effort to pay part of it back. The other two never paid back a penny, and one had been a "friend" for 15 years. I don't make enough to loan out that much! And even if I did...friend or not....notarized paperwork would be done up for something like that!"Age has absolutely nothing to do with knowledge, learning, respect, attitude, or personality." -yardhippie "Fight the air, and the air will kick your ass!!! "-Specialkaye Quote Share this post Link to post Share on other sites
skymama 37 #10 April 5, 2013 I wouldn't loan money to someone who looked for me just to ask for a loan instead of actually wanting to be friends again. It seems like he might have burned his bridges with his normal support system and now he's desperate. There's more to this story...keep an arm's length!She is Da Man, and you better not mess with Da Man, because she will lay some keepdown on you faster than, well, really fast. ~Billvon Quote Share this post Link to post Share on other sites
Southern_Man 0 #11 April 5, 2013 loaning money to friends is a good way to lose both."What if there were no hypothetical questions?" Quote Share this post Link to post Share on other sites
BillyVance 34 #12 April 5, 2013 Quote I wouldn't loan money to someone who looked for me just to ask for a loan instead of actually wanting to be friends again. It seems like he might have burned his bridges with his normal support system and now he's desperate. There's more to this story...keep an arm's length! Agreed. I would be suspicious of any old friend, ex or not who comes up out of the blue and asks for money. They're barking up the wrong tree. "Mediocre people don't like high achievers, and high achievers don't like mediocre people." - SIX TIME National Champion coach Nick Saban Quote Share this post Link to post Share on other sites
airtwardo 7 #13 April 5, 2013 Was I out of line or was I rightfully justified in what I did?? Quote Out of the blue means he's already hit up & owes everyone he 'knows'. OTHO...I've given $hort term loans to 'friends' if they leave something with me as security...like a pawn with no interest. Seems to motivate repayment. In fact I'm 'holding' an antique rifle for a 'friend' who borrowed against it & pays back a little at a time. We're both happy with that arrangement. ~ If you choke a Smurf, what color does it turn? ~ Quote Share this post Link to post Share on other sites turtlespeed 220 #14 April 5, 2013 QuoteSo an ex friend from YEARS ago decided to add me on facebook yesterday. The brief back story....we met when I was stationed at NAS Jax so that tell you how long ago this was considering I got out of the Navy August of 2007. After I got out we hung out for a little while longer then roughly the beginning of 2008 we just lost contact. Well....2 years later(2010) he comes out of the blue with "can I borrow money". Not a "hi/hello...how ya doing...what ya been up to"...nothing of the sort. I felt blatently disrespected. So I just didn't reply to him. We used to be boys back in the day. Well I told him how I felt and he said "So, it's all about you still" referring to me. Hell no it's not all about me...I just have a lot more respect for my friends than to pull something like that! Was I out of line or was I rightfully justified in what I did?? All you have to do is get him to give you his bank account info. THEN . . . Tell him that the deceased prince of some Nigerian province's widow will be sending you 3 million in us cash monetary funds using his bank account. I'm positive he will only use what he needs to borrow out of that 3 million. Who knows. Could be fun to watch.I'm not usually into the whole 3-way thing, but you got me a little excited with that. - Skymama BTR #1 / OTB^5 Official #2 / Hellfish #408 / VSCR #108/Tortuga/Orfun Quote Share this post Link to post Share on other sites BillyVance 34 #15 April 5, 2013 Quote Quote So an ex friend from YEARS ago decided to add me on facebook yesterday. The brief back story....we met when I was stationed at NAS Jax so that tell you how long ago this was considering I got out of the Navy August of 2007. After I got out we hung out for a little while longer then roughly the beginning of 2008 we just lost contact. Well....2 years later(2010) he comes out of the blue with "can I borrow money". Not a "hi/hello...how ya doing...what ya been up to"...nothing of the sort. I felt blatently disrespected. So I just didn't reply to him. We used to be boys back in the day. Well I told him how I felt and he said "So, it's all about you still" referring to me. Hell no it's not all about me...I just have a lot more respect for my friends than to pull something like that! Was I out of line or was I rightfully justified in what I did?? All you have to do is get him to give you his bank account info. THEN . . . Tell him that the deceased prince of some Nigerian province's widow will be sending you 3 million in us cash monetary funds using his bank account. I'm positive he will only use what he needs to borrow out of that 3 million. Who knows. Could be fun to watch. "Mediocre people don't like high achievers, and high achievers don't like mediocre people." - SIX TIME National Champion coach Nick Saban Quote Share this post Link to post Share on other sites BIGUN 1,307 #16 April 5, 2013 You've already wasted too much time on this dolt just in this thread.Nobody has time to listen; because they're desperately chasing the need of being heard. Quote Share this post Link to post Share on other sites theonlyski 8 #17 April 5, 2013 Quote Right now 3 people owe me money, totaling ~$7500. I have 3 people that owe me a total of $6,000. "I may be a dirty pirate hooker...but I'm not about to go stand on the corner." iluvtofly DPH -7, TDS 578, Muff 5153, SCR 14890 I'm an asshole, and I approve this message Quote Share this post Link to post Share on other sites BillyVance 34 #18 April 5, 2013 Quote Quote Right now 3 people owe me money, totaling ~$7500. I have 3 people that owe me a total of $6,000. You can get 75% of it back. Just hire thugs to shake 'em down and give them 25% for their work. "Mediocre people don't like high achievers, and high achievers don't like mediocre people." - SIX TIME National Champion coach Nick Saban Quote Share this post Link to post Share on other sites billvon 2,991 #19 April 5, 2013 I've loaned $700 to a friend and saw about 1/4 of it 15 years later. And I've loaned a heck of a lot more than that to another and saw it repaid with interest a few months later. My philosophy is that I do not loan money to friends with an expectation I will be paid back, and I don't loan money I cannot afford to lose. That way 90% of the time I am pleasantly surprised instead of being annoyed 10% of the time. Quote Share this post Link to post Share on other sites Nataly 38 #20 April 5, 2013 QuoteYou've already wasted too much time on this dolt just in this thread. ^ this ^"There is no problem so bad you can't make it worse." - Chris Hadfield « Sors le martinet et flagelle toi indigne contrôleuse de gestion. » - my boss Quote Share this post Link to post Share on other sites Bignugget 0 #21 April 6, 2013 QuoteSo an ex friend from YEARS ago decided to add me on facebook yesterday. The brief back story....we met when I was stationed at NAS Jax so that tell you how long ago this was considering I got out of the Navy August of 2007. After I got out we hung out for a little while longer then roughly the beginning of 2008 we just lost contact. Well....2 years later(2010) he comes out of the blue with "can I borrow money". Not a "hi/hello...how ya doing...what ya been up to"...nothing of the sort. I felt blatently disrespected. So I just didn't reply to him. We used to be boys back in the day. Well I told him how I felt and he said "So, it's all about you still" referring to me. Hell no it's not all about me...I just have a lot more respect for my friends than to pull something like that! Was I out of line or was I rightfully justified in what I did?? As I am sure has probably been mentioned...its usually never a good idea to loan money to friends and family. Personal and business relationships are best kept separate in my exp. So that being said I would say you were plenty justified not loaning him money (even if he was a friend you were in recent contact with). Him coming out of the blue and starting the conversation that way is a dick move on his part IMO. I would have told him the same thing. Just think, if he is asking you (dude he hasnt talked to in several years) for money....how big of a POS is he? He can't get ANYONE who currently knows him to loan him money.....thats a sign. Quote Share this post Link to post Share on other sites Darius11 12 #22 April 6, 2013 If he is really your boy then you suck as a friend. Whats money really in comparison to all the things your willing to do for good friends. For the very limited number of people i consider close friends, i would risk bodily harm, and even death for. So either he is not your boy or we have different definitions for the word.I'd rather be hated for who I am, than loved for who I am not." - Kurt Cobain Quote Share this post Link to post Share on other sites Krip 2 #23 April 6, 2013 Of course you were right and dont forget it because it will happen. These days there are lots of places to get loans, but the worse your credit rateing the higher the interest rate.Payday loan and you need a job. Car tittle loan and you need a car. Notarized loan agreement Some collection company's, can't get a dime out of a real dead beats. Twardo knows how to loan money, Collateral that exceeds loan value. Twardo is nice enough that he can make his own collections if he had to. Quote Share this post Link to post Share on other sites floridadiver81 0 #24 April 8, 2013 QuoteI wouldn't loan money to someone who looked for me just to ask for a loan instead of actually wanting to be friends again. It seems like he might have burned his bridges with his normal support system and now he's desperate. There's more to this story...keep an arm's length! Thats my point though. If he would have handled it differently then I would have been more open to loan him money...but to start out the way he did....he jsut would have disappeared again like he did years ago!.. QuoteOut of the blue means he's already hit up & owes everyone he 'knows'. OTHO...I've given $hort term loans to 'friends' if they leave something with me as security...like a pawn with no interest. Seems to motivate repayment. In fact I'm 'holding' an antique rifle for a 'friend' who borrowed against it & pays back a little at a time. We're both happy with that arrangement. It's highly unlikely that he had anything of real value to use as collateral considering(and i left this fact out) he used pawn shops quite a bit back in the day, and I'm sure that hasn't changed being that he is still the same as he was back in the day. QuoteYou've already wasted too much time on this dolt just in this thread. Not wasting time...I just wanted others opinions...like an ethical thing...ya know? QuoteIf he is really your boy then you suck as a friend. Whats money really in comparison to all the things your willing to do for good friends. For the very limited number of people i consider close friends, i would risk bodily harm, and even death for. So either he is not your boy or we have different definitions for the word. The "boys' part of the friendship essentially died out soon after I got out of the navy..."Age has absolutely nothing to do with knowledge, learning, respect, attitude, or personality." -yardhippie "Fight the air, and the air will kick your ass!!! "-Specialkaye Quote Share this post Link to post Share on other sites Join the conversation You can post now and register later. If you have an account, sign in now to post with your account. Note: Your post will require moderator approval before it will be visible. Reply to this topic... × Pasted as rich text. Paste as plain text instead Only 75 emoji are allowed. × Your link has been automatically embedded. 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turtlespeed 220 #14 April 5, 2013 QuoteSo an ex friend from YEARS ago decided to add me on facebook yesterday. The brief back story....we met when I was stationed at NAS Jax so that tell you how long ago this was considering I got out of the Navy August of 2007. After I got out we hung out for a little while longer then roughly the beginning of 2008 we just lost contact. Well....2 years later(2010) he comes out of the blue with "can I borrow money". Not a "hi/hello...how ya doing...what ya been up to"...nothing of the sort. I felt blatently disrespected. So I just didn't reply to him. We used to be boys back in the day. Well I told him how I felt and he said "So, it's all about you still" referring to me. Hell no it's not all about me...I just have a lot more respect for my friends than to pull something like that! Was I out of line or was I rightfully justified in what I did?? All you have to do is get him to give you his bank account info. THEN . . . Tell him that the deceased prince of some Nigerian province's widow will be sending you 3 million in us cash monetary funds using his bank account. I'm positive he will only use what he needs to borrow out of that 3 million. Who knows. Could be fun to watch.I'm not usually into the whole 3-way thing, but you got me a little excited with that. - Skymama BTR #1 / OTB^5 Official #2 / Hellfish #408 / VSCR #108/Tortuga/Orfun Quote Share this post Link to post Share on other sites
BillyVance 34 #15 April 5, 2013 Quote Quote So an ex friend from YEARS ago decided to add me on facebook yesterday. The brief back story....we met when I was stationed at NAS Jax so that tell you how long ago this was considering I got out of the Navy August of 2007. After I got out we hung out for a little while longer then roughly the beginning of 2008 we just lost contact. Well....2 years later(2010) he comes out of the blue with "can I borrow money". Not a "hi/hello...how ya doing...what ya been up to"...nothing of the sort. I felt blatently disrespected. So I just didn't reply to him. We used to be boys back in the day. Well I told him how I felt and he said "So, it's all about you still" referring to me. Hell no it's not all about me...I just have a lot more respect for my friends than to pull something like that! Was I out of line or was I rightfully justified in what I did?? All you have to do is get him to give you his bank account info. THEN . . . Tell him that the deceased prince of some Nigerian province's widow will be sending you 3 million in us cash monetary funds using his bank account. I'm positive he will only use what he needs to borrow out of that 3 million. Who knows. Could be fun to watch. "Mediocre people don't like high achievers, and high achievers don't like mediocre people." - SIX TIME National Champion coach Nick Saban Quote Share this post Link to post Share on other sites
BIGUN 1,307 #16 April 5, 2013 You've already wasted too much time on this dolt just in this thread.Nobody has time to listen; because they're desperately chasing the need of being heard. Quote Share this post Link to post Share on other sites
theonlyski 8 #17 April 5, 2013 Quote Right now 3 people owe me money, totaling ~$7500. I have 3 people that owe me a total of $6,000. "I may be a dirty pirate hooker...but I'm not about to go stand on the corner." iluvtofly DPH -7, TDS 578, Muff 5153, SCR 14890 I'm an asshole, and I approve this message Quote Share this post Link to post Share on other sites
BillyVance 34 #18 April 5, 2013 Quote Quote Right now 3 people owe me money, totaling ~$7500. I have 3 people that owe me a total of $6,000. You can get 75% of it back. Just hire thugs to shake 'em down and give them 25% for their work. "Mediocre people don't like high achievers, and high achievers don't like mediocre people." - SIX TIME National Champion coach Nick Saban Quote Share this post Link to post Share on other sites
billvon 2,991 #19 April 5, 2013 I've loaned $700 to a friend and saw about 1/4 of it 15 years later. And I've loaned a heck of a lot more than that to another and saw it repaid with interest a few months later. My philosophy is that I do not loan money to friends with an expectation I will be paid back, and I don't loan money I cannot afford to lose. That way 90% of the time I am pleasantly surprised instead of being annoyed 10% of the time. Quote Share this post Link to post Share on other sites
Nataly 38 #20 April 5, 2013 QuoteYou've already wasted too much time on this dolt just in this thread. ^ this ^"There is no problem so bad you can't make it worse." - Chris Hadfield « Sors le martinet et flagelle toi indigne contrôleuse de gestion. » - my boss Quote Share this post Link to post Share on other sites
Bignugget 0 #21 April 6, 2013 QuoteSo an ex friend from YEARS ago decided to add me on facebook yesterday. The brief back story....we met when I was stationed at NAS Jax so that tell you how long ago this was considering I got out of the Navy August of 2007. After I got out we hung out for a little while longer then roughly the beginning of 2008 we just lost contact. Well....2 years later(2010) he comes out of the blue with "can I borrow money". Not a "hi/hello...how ya doing...what ya been up to"...nothing of the sort. I felt blatently disrespected. So I just didn't reply to him. We used to be boys back in the day. Well I told him how I felt and he said "So, it's all about you still" referring to me. Hell no it's not all about me...I just have a lot more respect for my friends than to pull something like that! Was I out of line or was I rightfully justified in what I did?? As I am sure has probably been mentioned...its usually never a good idea to loan money to friends and family. Personal and business relationships are best kept separate in my exp. So that being said I would say you were plenty justified not loaning him money (even if he was a friend you were in recent contact with). Him coming out of the blue and starting the conversation that way is a dick move on his part IMO. I would have told him the same thing. Just think, if he is asking you (dude he hasnt talked to in several years) for money....how big of a POS is he? He can't get ANYONE who currently knows him to loan him money.....thats a sign. Quote Share this post Link to post Share on other sites
Darius11 12 #22 April 6, 2013 If he is really your boy then you suck as a friend. Whats money really in comparison to all the things your willing to do for good friends. For the very limited number of people i consider close friends, i would risk bodily harm, and even death for. So either he is not your boy or we have different definitions for the word.I'd rather be hated for who I am, than loved for who I am not." - Kurt Cobain Quote Share this post Link to post Share on other sites
Krip 2 #23 April 6, 2013 Of course you were right and dont forget it because it will happen. These days there are lots of places to get loans, but the worse your credit rateing the higher the interest rate.Payday loan and you need a job. Car tittle loan and you need a car. Notarized loan agreement Some collection company's, can't get a dime out of a real dead beats. Twardo knows how to loan money, Collateral that exceeds loan value. Twardo is nice enough that he can make his own collections if he had to. Quote Share this post Link to post Share on other sites
floridadiver81 0 #24 April 8, 2013 QuoteI wouldn't loan money to someone who looked for me just to ask for a loan instead of actually wanting to be friends again. It seems like he might have burned his bridges with his normal support system and now he's desperate. There's more to this story...keep an arm's length! Thats my point though. If he would have handled it differently then I would have been more open to loan him money...but to start out the way he did....he jsut would have disappeared again like he did years ago!.. QuoteOut of the blue means he's already hit up & owes everyone he 'knows'. OTHO...I've given $hort term loans to 'friends' if they leave something with me as security...like a pawn with no interest. Seems to motivate repayment. In fact I'm 'holding' an antique rifle for a 'friend' who borrowed against it & pays back a little at a time. We're both happy with that arrangement. It's highly unlikely that he had anything of real value to use as collateral considering(and i left this fact out) he used pawn shops quite a bit back in the day, and I'm sure that hasn't changed being that he is still the same as he was back in the day. QuoteYou've already wasted too much time on this dolt just in this thread. Not wasting time...I just wanted others opinions...like an ethical thing...ya know? QuoteIf he is really your boy then you suck as a friend. Whats money really in comparison to all the things your willing to do for good friends. For the very limited number of people i consider close friends, i would risk bodily harm, and even death for. So either he is not your boy or we have different definitions for the word. The "boys' part of the friendship essentially died out soon after I got out of the navy..."Age has absolutely nothing to do with knowledge, learning, respect, attitude, or personality." -yardhippie "Fight the air, and the air will kick your ass!!! "-Specialkaye Quote Share this post Link to post Share on other sites
