skittles_of_SDC 0 #1 December 22, 2008 at Citi cards just approved me for another credit card. A day before they sent out a statement where I was $100 bucks over my limit. They must be in the holiday spirit. If you need another card now is probably the time to apply. Quote Share this post Link to post Share on other sites
Halfpastniner 0 #2 December 22, 2008 if your applying for more credit cards after maxing others out..... maybe your the crazy dumb bastard BASE 1384 Quote Share this post Link to post Share on other sites
skittles_of_SDC 0 #3 December 22, 2008 Quote if your applying for more credit cards after maxing others out..... maybe your the crazy dumb bastard Well I'm using the new one for emergencies only. Trips for skydiving and jump tickets count as an emergency though. I usually pay off a nice chunk of the first one each billing cycle though which is what I'm doing for this trip and hoping to not have to break out the new card, if I even get it on time. and I am a dumb bastard, just not a crazy one. Quote Share this post Link to post Share on other sites
CSpenceFLY 1 #4 December 22, 2008 Get out of debt, life is easier. Quote Share this post Link to post Share on other sites
skittles_of_SDC 0 #5 December 22, 2008 QuoteGet out of debt, life is easier. I plan to. The main thing that got me so deep in is all of the once in a while gear purchases. Once I get a wingsuit I have all the gear I'll need for awhile and should have plenty of time to start paying down my cards. Quote Share this post Link to post Share on other sites
CSpenceFLY 1 #6 December 22, 2008 Save up for the wingsuit. Quote Share this post Link to post Share on other sites
poe62 0 #7 December 22, 2008 You don't NEED a wingsuit. Save save save... ~Nikki http://www.facebook.com/poe62 Irgity Dirgity Quote Share this post Link to post Share on other sites
skittles_of_SDC 0 #8 December 22, 2008 QuoteSave up for the wingsuit. Maybe I should buy it cash then. Quote Share this post Link to post Share on other sites
livendive 8 #9 December 22, 2008 Quote Quote Save up for the wingsuit. Maybe I should buy it cash then. Nah...cash withdrawals on credit cards have higher interest rates than purchases. And maybe the reason Citi approved another card is they're bumping your interest rate like they did to a ton of other customers in the last few weeks? Blues, Dave"I AM A PROFESSIONAL EXTREME ATHLETE!" (drink Mountain Dew) Quote Share this post Link to post Share on other sites
skittles_of_SDC 0 #10 December 22, 2008 Quote Quote Quote Save up for the wingsuit. Maybe I should buy it cash then. Nah...cash withdrawals on credit cards have higher interest rates than purchases. And maybe the reason Citi approved another card is they're bumping your interest rate like they did to a ton of other customers in the last few weeks? Blues, Dave It wouldn't be a cash advance. This is going to sound just as bad but I would be using some of the cash that would have payed off part of the credit card. Granted that money was already designated for the wingsuit and I was just going to use the credit card so I could get points. Well I was approved for the card but iirc from the last card I got, after reviewing the terms I can still send the card back and choose not to use it if i dont like the terms. Quote Share this post Link to post Share on other sites
skydveraz 0 #11 December 22, 2008 Quote Get out of debt, life is easier. Do it like I do,,I pay the bill off each month plus $20. It really upsets the credit card companies!!They have even called me about that one!! Arizona only has two seasons, Hot and HOTTER! Quote Share this post Link to post Share on other sites
monkycndo 0 #12 December 22, 2008 Quote Quote Get out of debt, life is easier. Do it like I do,,I pay the bill off each month plus $20. It really upsets the credit card companies!!They have even called me about that one!! Once my CC company screwed up my payment, so I sent them $.01 over the required payment in full and stopped using their card. They sent me a credit notice three months in a row. They finally sent me a check for $.01.50 donations so far. Give it a try. You know you want to spank it Jump an Infinity Quote Share this post Link to post Share on other sites
skydveraz 0 #13 December 22, 2008 Quote Quote Quote Get out of debt, life is easier. Do it like I do,,I pay the bill off each month plus $20. It really upsets the credit card companies!!They have even called me about that one!! Once my CC company screwed up my payment, so I sent them $.01 over the required payment in full and stopped using their card. They sent me a credit notice three months in a row. They finally sent me a check for $.01. One card that I had pulled a fast one like that! I overpaid them 40 cents and they decided to keep it. I raised the roof with them over it and they gave in and sent me a check for the 40 cents. That plus postage and the paper cost them a bunch. I canceled the card after I got my refund! Arizona only has two seasons, Hot and HOTTER! Quote Share this post Link to post Share on other sites
