madhatter 0 #1 August 2, 2008 I was travelling on a gravel road last Monday night & some jerk ran me off the road. I only saw one headlight approaching, so thought it was a 'bike, but as we closed I realized the bastard was coming at me on my side of the road! I don't know if he was playing chicken or just drunk, but he just kept coming. I swerved out of the way , lost control on some corrugations & flipped over. Think he would stop & offer assistance? Nah - the SOB sped away! Luckily I just suffered a bump on the head & some bruises. Only bleeding spot was when I cut my hand while crawling out. Just got word yesterday that the car's a write-off. Insurance will pay, but it sounds like it's still gonna cost me plenty as I still owe a shitload Quote Share this post Link to post Share on other sites
LongWayToFall 0 #2 August 2, 2008 Do you know the make/color of the car? figure out who it is, by staking out by the road at the same time and day. If you are certain, confront the fucker. Quote Share this post Link to post Share on other sites
madhatter 0 #3 August 2, 2008 I know it was a light colour, white or beige, maybe, but I was visiting my dad. I stay 1200km from there... Doesn't sound like the police are too perturbed either A VERY MERRY UNBIRTHDAY TO YOU!!! D.S # 125 Quote Share this post Link to post Share on other sites
popsjumper 2 #4 August 2, 2008 That's a write-off? Maybe I should turn in mine. Yours is in better shape...mine's paid for so it wouldn't cost me anything. $$$ for more skyjumps!My reality and yours are quite different. I think we're all Bozos on this bus. Falcon5232, SCS8170, SCSA353, POPS9398, DS239 Quote Share this post Link to post Share on other sites
madhatter 0 #5 August 2, 2008 The running gear's fine, but all the body panels except the back door are damaged insurance companies have never made sense... A VERY MERRY UNBIRTHDAY TO YOU!!! D.S # 125 Quote Share this post Link to post Share on other sites
boinky 0 #6 August 2, 2008 Not saying that yours is, but a lot of vehicles nowadays have a "unibody" frame. If that gets out of whack, it'll never be pulled back into a decent condition again. Insurance companies tend to give straight book value on a wrecked vehicle. You MIGHT be able to protest if yours had some extra features, low on miles for the year model or some other form of enhancement that might up the totalled appraisal. Also, you might check with the company that you had it financed with. If it was an automaker, sometimes they will do what is called a "collateral swap." Basically that means that they will find a vehicle that was almost the same as yours and you assume that one and continue paying the loan. Each place is different though. Kick up a little dust with the insurance company. It can't hurt any. And you might get a bit higher totalled estimate! Good luck! Nina Are we called "DAWGs" because we stick our noses up people's butts? (RIP Buzz) Yep, you're a postwhore-billyvance Quote Share this post Link to post Share on other sites
vskydiver 0 #7 August 3, 2008 I'm glad your OK! That is the important thing! Cars come and go, money comes and goes, yes it's a hassle with all the paperwork and phone calls to get it straightened out. But at least your still here to do it. It's all good. Quote Share this post Link to post Share on other sites
Broke 0 #8 August 3, 2008 Chop the top and cage itDivot your source for all things Hillbilly. Anvil Brother 84 SCR 14192 Quote Share this post Link to post Share on other sites
madhatter 0 #9 August 4, 2008 Thanks for that! Guess I just need to take a step back & thank my lucky stars A VERY MERRY UNBIRTHDAY TO YOU!!! D.S # 125 Quote Share this post Link to post Share on other sites
madhatter 0 #10 August 4, 2008 That WAS my plan in the long run. Now I'll have to see how much I'm going to lose before I know if I can afford to buy the wreck from insurance...A VERY MERRY UNBIRTHDAY TO YOU!!! D.S # 125 Quote Share this post Link to post Share on other sites
