P.F. 0 #1 November 5, 2007 I just thought I would let everybody know that they should check with their medical insurance companies to find out if they are covered in the event that they get hurt skydiving. I recently broke my Tibia and Fibula landing wrong.I had to have surgery to have plates put in. While sitting here recovering, found out that my claims have been denied due to a "Hazardous Hobbies Clause". I knew this was the case in most LIFE insurance polices but not in my health insurance. I guess this is going to be a classic example of "finding out the hard way." One more thing. How can a skydiving website, that has a check spelling option, not know the word skydiving or website??????? I guess these are just some of the questions that are better left not asked.http://home.comcast.net/~thefishwrapper Quote Share this post Link to post Share on other sites
simplyputsi 0 #2 November 5, 2007 Maybe you should tie yourself up in a burlap sack and toss yourself off the docks somewhere. Hey I'm sure you could find a friend to push you off. Then you wouldn't have to pay for the bill.Skymama's #2 stalker - Quote Share this post Link to post Share on other sites
DougH 270 #3 November 5, 2007 Unless I am critical I am getting a ride to the ER so they can treat the injuries I sustained when cleaning the gutters. "The restraining order says you're only allowed to touch me in freefall" =P Quote Share this post Link to post Share on other sites
GogglesnTeeth 6 #4 November 5, 2007 "So how did you get hurt?" Asks the Dr/Nurse/Insurance Company Everyone say it with me..... "I fell off the roof!" Doesn't everyone know that answer??? Get well soon, and enjoy the new scars!!!Goggles and Teeth "You fall like a greased safe!!!" Quote Share this post Link to post Share on other sites
mirage62 0 #5 November 5, 2007 My doctor actually told me one time that I should stay off the roof of my house!Kevin Keenan is my hero, a double FUP, he does so much with so little Quote Share this post Link to post Share on other sites
kbordson 8 #6 November 5, 2007 Not that I'm advocating lying to your dr... but face it... House is right. "All patients lie." There are some reasons where skydiving accidents become "falling off the roof" or high velocity penetrating injuries are from a "lawnmower that must have thrown a rock" (as long as fragments of metal aren't still implanted so dig those out at the range) or implanted objects are just "sat on" There's an art to saying what happened without admitting a thing. Quote Share this post Link to post Share on other sites
P.F. 0 #7 November 5, 2007 WOW.....That was a little uncalled for!!!!! What am I a CAT?http://home.comcast.net/~thefishwrapper Quote Share this post Link to post Share on other sites
P.F. 0 #8 November 5, 2007 I agree......But Hindsight is 20/20http://home.comcast.net/~thefishwrapper Quote Share this post Link to post Share on other sites
AnKaLi 0 #9 November 5, 2007 I didn't know cats were into pigs Quote Share this post Link to post Share on other sites
P.F. 0 #10 November 5, 2007 Why if it isn't the KAP3 Queenhttp://home.comcast.net/~thefishwrapper Quote Share this post Link to post Share on other sites
SBS 0 #11 November 5, 2007 Quote implanted objects are just "sat on" I don't think I want to know... _____________ I'm not conceited...I'm just realistic about my awesomeness... Quote Share this post Link to post Share on other sites
kbordson 8 #12 November 5, 2007 Quote Quote implanted objects are just "sat on" I don't think I want to know... Sometimes people just accidently sit on lightbulbs or glass jars or ... other interesting things... and then need help with the removal of said object.... Quote Share this post Link to post Share on other sites
lippy 918 #13 November 5, 2007 Didn't you see that Seinfeld??? It was a million-to-one shot!I got nuthin Quote Share this post Link to post Share on other sites
Broke 0 #14 November 6, 2007 What happened? The ground was hardDivot your source for all things Hillbilly. Anvil Brother 84 SCR 14192 Quote Share this post Link to post Share on other sites
P.F. 0 #15 November 6, 2007 Came in a little too fast to run it off. Slid in and grabbed a bump with my foot. Dislocated my ankle and broke the Tibia and Fibia.... Oh Oh Oh Oh.... I mean I fell off the roof!!!!!! Damn Gopher Holes....http://home.comcast.net/~thefishwrapper Quote Share this post Link to post Share on other sites
Chrissay 0 #16 November 17, 2007 yeah, one of my old medical policies had that provision, it including skydiving, scuba, spulenking, and a handful of other activities. I haven't checked my most recent policy ... I should do that. I hope you are healing up quickly!! Quote Share this post Link to post Share on other sites
gearless_chris 1 #17 November 18, 2007 I slid out a landing and caught a gopher hole, I mean I fell down, and tore a ligament/ACL/bruised tibia. Doctor didn't ask if I skydive so I didn't tell him."If it wasn't easy stupid people couldn't do it", Duane. My momma said I could be anything I wanted when I grew up, so I became an a$$hole. Quote Share this post Link to post Share on other sites
Hausse 0 #18 November 18, 2007 I checked with my Swiss health insurcance. They said I'm coverd as long as I don't do stupid stuff. So skydiving is coverd, a jump without chute (and then gearing up while falling) wouldn't be covered. I didn't dear ask about BASE Quote Share this post Link to post Share on other sites
P.F. 0 #19 November 18, 2007 Not only is the health insurance good, but the cheese is great with ham. Any good homes for sale? http://home.comcast.net/~thefishwrapper Quote Share this post Link to post Share on other sites
Hausse 0 #20 November 18, 2007 You are kidding right??? You wanna spoil Swiss cheese with ham??? We have some of the best bread in the world how's about eating it with that Quote Share this post Link to post Share on other sites
Brains 2 #21 November 18, 2007 Quote . . . treat the injuries I sustained when cleaning the gutters. That is exactly what i was doing when i fell off that ladder two years ago. Never look down on someone, unless they are going down on you. Quote Share this post Link to post Share on other sites
Andy9o8 2 #22 November 18, 2007 Quote I checked with my Swiss health insurcance. They said I'm coverd as long as I don't do stupid stuff. Well, that's clear enough. Quote Share this post Link to post Share on other sites
skyjumpenfool 2 #23 November 19, 2007 I once broke my ankle playing volleyball Birdshit & Fools Productions "Son, only two things fall from the sky." Quote Share this post Link to post Share on other sites
Hausse 0 #24 November 19, 2007 Quote Quote I checked with my Swiss health insurcance. They said I'm coverd as long as I don't do stupid stuff. Well, that's clear enough. Yeah they said they will have to check it so they can't tell me in advance. So I guess if I ever brake my legs it will be cleaning the gutters at my DZ;) Quote Share this post Link to post Share on other sites
P.F. 0 #25 November 19, 2007 That sounds great.... "We don't know what we're going to cover untill it happens."http://home.comcast.net/~thefishwrapper Quote Share this post Link to post Share on other sites