stitch 0 #26 January 11, 2007 Quotewhp - bhp same difference. Wheel / Brake Ummm, Noooooo-WA. Wheel HP = measurement taken at drive whells/tires. Brake HP = measurement taken at flywheel. "No cookies for you"- GFD "I don't think I like the sound of that" ~ MB65 Don't be a "Racer Hater" Quote Share this post Link to post Share on other sites
Viking 0 #27 January 11, 2007 Quote Isn't that the entire reason you're buying new? nope i'm buying new b/c my entire life i'v had second hand cars that were never mine. This will be my car one that i Chose and one that I'm paying for. Not trying to prove anything to anyone other than Myself and maybe the banks so my credit score will go up. lolI swear you must have footprints on the back of your helmet - chicagoskydiver My God has a bigger dick than your god -George Carlin Quote Share this post Link to post Share on other sites
Slappie 9 #28 January 11, 2007 QuoteQuotewhp - bhp same difference. Wheel / Brake Ummm, Noooooo-WA. Wheel HP = measurement taken at drive whells/tires. Brake HP = measurement taken at flywheel. ya that's what I meant LOL "Find out just what any people will quietly submit to and you have found out the exact measure of injustice and wrong which will be imposed upon them." Quote Share this post Link to post Share on other sites
Elisha 1 #29 January 11, 2007 How about you stop worrying about spending all this $$$ on a car and get your ass back out to the DZ? Quote Share this post Link to post Share on other sites
AggieDave 6 #30 January 11, 2007 Right, brake refers to the old way of measuring HP that included a brake band on the flywheel. So he was talking about "wheel" HP or tHP (true HP)?--"When I die, may I be surrounded by scattered chrome and burning gasoline." Quote Share this post Link to post Share on other sites
Slappie 9 #31 January 11, 2007 I was talking about the HP that is hitting the street. "Find out just what any people will quietly submit to and you have found out the exact measure of injustice and wrong which will be imposed upon them." Quote Share this post Link to post Share on other sites
stitch 0 #32 January 11, 2007 QuoteI was talking about the HP that is hitting the street.Homosexual Police??? "No cookies for you"- GFD "I don't think I like the sound of that" ~ MB65 Don't be a "Racer Hater" Quote Share this post Link to post Share on other sites
Broke 0 #33 January 11, 2007 QuoteCan you get a lower interest rate on a car loan than the CD savings rate? CD rates are still shit comparatively speaking. You get a better interest rate from the HSBC online account unless you have 10k to do nothing with for at least 18 months.Divot your source for all things Hillbilly. Anvil Brother 84 SCR 14192 Quote Share this post Link to post Share on other sites
wmw999 2,537 #34 January 11, 2007 Try the Mazda Speed3. My son just bought one, after being quite convinced he was going to buy something else. And the best way to decide whether to keep saving is just to work out what the payments vs. costs would be of doing it each way. Really. Wendy W.There is nothing more dangerous than breaking a basic safety rule and getting away with it. It removes fear of the consequences and builds false confidence. (tbrown) Quote Share this post Link to post Share on other sites
Viking 0 #35 January 11, 2007 Hahaha i thought about the Speed3 but i Know for a fact i'd kill myself with 260hp and 280lbtqI swear you must have footprints on the back of your helmet - chicagoskydiver My God has a bigger dick than your god -George Carlin Quote Share this post Link to post Share on other sites
jeremy_o 0 #36 January 11, 2007 Shut up and jump. http://planetskydive.net/ - An online aggregation of skydiver's blogs. Quote Share this post Link to post Share on other sites
Gawain 0 #37 January 11, 2007 Quote*cough* Audi A3 FTMFW! and don't even try to compare it to a GTI. completely different when you start to compare quality of manufacturing and fit & finish. Seeing as how they are the same chassis, and are practically made side-by-side, VW assembly standards are the same in terms gap tolerances. Same company, same engines, same cars.So I try and I scream and I beg and I sigh Just to prove I'm alive, and it's alright 'Cause tonight there's a way I'll make light of my treacherous life Make light! Quote Share this post Link to post Share on other sites
Gawain 0 #38 January 11, 2007 QuoteQuote Isn't that the entire reason you're buying new? nope i'm buying new b/c my entire life i'v had second hand cars that were never mine. This will be my car one that i Chose and one that I'm paying for. Not trying to prove anything to anyone other than Myself and maybe the banks so my credit score will go up. lol Buying a new car is a great way to build/rebuild credit but not if the principal is beyond your debt/income ratio. $20K plus tag/taxes on a 6% loan for 60 mos is going to ring you for $415/mo. That's up there for a VW. Of course, it's all relative to income, if you're taking home $1000/wk, it's not that big a deal.So I try and I scream and I beg and I sigh Just to prove I'm alive, and it's alright 'Cause tonight there's a way I'll make light of my treacherous life Make light! Quote Share this post Link to post Share on other sites
Gawain 0 #39 January 11, 2007 QuoteQuoteCan you get a lower interest rate on a car loan than the CD savings rate? CD rates are still shit comparatively speaking. You get a better interest rate from the HSBC online account unless you have 10k to do nothing with for at least 18 months. I'm getting 5.5% with Countrywide, 90 day CD, $10k min. Good stuff.So I try and I scream and I beg and I sigh Just to prove I'm alive, and it's alright 'Cause tonight there's a way I'll make light of my treacherous life Make light! Quote Share this post Link to post Share on other sites
Broke 0 #40 January 11, 2007 I wish I had 10k to not touchDivot your source for all things Hillbilly. Anvil Brother 84 SCR 14192 Quote Share this post Link to post Share on other sites
Gawain 0 #41 January 12, 2007 nevermind...I hit post when I didn't mean to...So I try and I scream and I beg and I sigh Just to prove I'm alive, and it's alright 'Cause tonight there's a way I'll make light of my treacherous life Make light! Quote Share this post Link to post Share on other sites
Viking 0 #42 January 12, 2007 Quote $20K plus tag/taxes on a 6% loan for 60 mos is going to ring you for $415/mo. That's up there for a VW. Of course, it's all relative to income, if you're taking home $1000/wk, it's not that big a deal. Ya i'm trying to get my payments closer to $350 and if i get $800 on my trade-in I'd be suprised.I swear you must have footprints on the back of your helmet - chicagoskydiver My God has a bigger dick than your god -George Carlin Quote Share this post Link to post Share on other sites
Gawain 0 #43 January 12, 2007 QuoteQuote $20K plus tag/taxes on a 6% loan for 60 mos is going to ring you for $415/mo. That's up there for a VW. Of course, it's all relative to income, if you're taking home $1000/wk, it's not that big a deal. Ya i'm trying to get my payments closer to $350 and if i get $800 on my trade-in I'd be suprised. Don't forget, on a VW, or anything European at this point, getting a finance rate below 5% is going to require some really, really, good credit. If you have lots of dings, you're facing closer to 9% or higher, roughly $460-500/month. Don't forget that sales tax is going to add another $1000. With 7.9%, and a done deal at $24K before taxes, etc., you're going to need to put down $9000-10000 to get your payment under $350.So I try and I scream and I beg and I sigh Just to prove I'm alive, and it's alright 'Cause tonight there's a way I'll make light of my treacherous life Make light! Quote Share this post Link to post Share on other sites
mailin 0 #44 January 12, 2007 Um... you could do something totally radical and not have any payments. Keep saving until you can pay cash... all of my future cars will be that way. Owing people is stupid, your income is the fastest growing asset you have - save it! People in my grandmothers generation never had car loans or credit cards to buy lots of new stuff and made it just fine, for some odd reason our generation has an inflated sense of entitlement and we need new and there are lots of 'financing offers' to help with that. So much so that many people are tens of thousands of dollars in debt and living paycheck to paycheck. They should be scared when social security runs out and they have $50k in debt and no help from uncle sam toward retirement... JenArianna Frances Quote Share this post Link to post Share on other sites
AggieDave 6 #45 January 12, 2007 QuoteSo much so that many people are tens of thousands of dollars in debt and living paycheck to paycheck. They should be scared when social security runs out and they have $50k in debt and no help from uncle sam toward retirement... And that's why I'm working hard to get out of debt and then to start my serious savings. I already have a great retirement plan setup and am putting money in it too. At this point I have no intention on hoping the government is there for me in the end. I know it won't be, so it'll have to be what I've done to provide for myself. My rule of thumb for my next car purchase is to have 1/2 of the car to be paid with cash in hand. The car after that will be the full cash in hand purchase. It would be nice to be able to self-insure my vehicles as well. Have enough money to cover an accident and only carry the state required liability. Obviously I don't have that now, but someday that is my overall goal. All it takes is planning, devotion to your planning and time.--"When I die, may I be surrounded by scattered chrome and burning gasoline." Quote Share this post Link to post Share on other sites
Gawain 0 #46 January 12, 2007 QuoteUm... you could do something totally radical and not have any payments. That was going to be my next suggestion. I wish all of us could go and pay cash for it all. I recently paid cash for my latest new auto purchase. Something neat about being free and clear from the get-go.So I try and I scream and I beg and I sigh Just to prove I'm alive, and it's alright 'Cause tonight there's a way I'll make light of my treacherous life Make light! Quote Share this post Link to post Share on other sites
Keith 0 #47 January 12, 2007 Hasn't it taken you, oh, about, 10 years to save that 4 grand? iirc you were driving that beater little station wagon (oh sorry, the shaggin' wagon) when I met you because you were Saving For A Car? I say run don't walk to the dealer - you may be too old to drive by the time you save enough for that new VW. Keith Don't Fuck with me Keith - J. Mandeville Quote Share this post Link to post Share on other sites
Keith 0 #48 January 12, 2007 QuoteQuoteI was talking about the HP that is hitting the street.Homosexual Police??? What's the trouble here Sir? edited to add: Ok, so I'm not a cop, but my dad was. Does that count?Keith Don't Fuck with me Keith - J. Mandeville Quote Share this post Link to post Share on other sites
AggieDave 6 #49 January 12, 2007 Depends, can you fit into this? http://www.sirenssecrets.com/sexypolice.html --"When I die, may I be surrounded by scattered chrome and burning gasoline." Quote Share this post Link to post Share on other sites
Squeak 17 #50 January 12, 2007 QuoteDepends, can you fit into this? http://www.sirenssecrets.com/sexypolice.html OK I so want to see Keith in that Oh BTW Keith have you met floridadiver81 yet, he's a NAVY guy that decorates cakesYou are not now, nor will you ever be, good enough to not die in this sport (Sparky) My Life ROCKS! How's yours doing? Quote Share this post Link to post Share on other sites
