ntacfreefly 0 #1 April 20, 2006 Hey folks, I've been itching to get back in the saddle for some time so I called my insurance company today to get a quote for a CBR600f4i. The fuckers wanted $3900 A YEAR!!!! I have a clean driving record, married, over 25 blah blah blah all the usual stuff that brings down insurance but WTF?? Anyone out there have any good insurance companies to recommend that are decently priced? Oh, btw Progressive gave the above quote. Thanks. Blues, IanTo the mind that is still, the whole universe surrenders. ~ Lao-Tzu It's all good, they're my brothers ~ Mariann Kramer Quote Share this post Link to post Share on other sites
chaoskitty 0 #2 April 20, 2006 Thats insane, Ian! There has to be a reasonable deal out there, keep looking. Quote Share this post Link to post Share on other sites
vdschoor 0 #3 April 20, 2006 well buddy.. good luck in finding a cheaper one.. I called mine (21st Century) and they quoted me 2500 for my car and bike combined.. I'm going to go out and pay cash for my bike when I get and just get basic coverage on it.. 2 years of insurance pays for a new bike.. just put that money away every month instead of giving it to an insurance company. Quote Share this post Link to post Share on other sites
ntacfreefly 0 #4 April 20, 2006 Quoteand they quoted me 2500 for my car and bike combined.. Not good, but still better than 3900 for just the bike. As usual, insurance=scam. To the mind that is still, the whole universe surrenders. ~ Lao-Tzu It's all good, they're my brothers ~ Mariann Kramer Quote Share this post Link to post Share on other sites
vdschoor 0 #5 April 20, 2006 QuoteQuoteand they quoted me 2500 for my car and bike combined.. Not good, but still better than 3900 for just the bike. As usual, insurance=scam. That was for six months.. so it was even more.. Quote Share this post Link to post Share on other sites
namgrunt 0 #6 April 20, 2006 medical pay..is what runs it out the roof ..59 YEARS,OVERWEIGHT,BALDIND,X-GRUNT LAST MIL. JUMP VIET-NAM(QUAN-TRI) www.dzmemories.com Quote Share this post Link to post Share on other sites
Broke 0 #7 April 20, 2006 Just tell them you aren't planning on surviving a motorcycle accident, and see if they'll lower your premium Divot your source for all things Hillbilly. Anvil Brother 84 SCR 14192 Quote Share this post Link to post Share on other sites
crotalus01 0 #8 April 20, 2006 holy shit man. i live in Tennessee and my insurance is $80.00 a YEAR per bike - thats liability and uninsured motorist only. (yeah, thats eighty, not eight hundred). granted, i am riding an '82 Yamaha Virago 750 and an '82 Yamaha XS 850 but still... edit to add try Geico, they are who i used and they were really cool about the whole process. im thinking its the whole crotch rocket vibe that is sending your quote throught the roof - no need to buy one if youre not planning on going fucking fast. my 850 goes plenty fast for me, so if you really want to get back on two wheels you might try getting a quote for a non-cafe style bike and see if there is a big difference. just a thought... As for me and my house, we will serve the LORD... Quote Share this post Link to post Share on other sites
wingnut 0 #9 April 20, 2006 try a diffrent bike, or better yet, try a diffrent style of bike. sport bikes normally have the highest insurance rates.......... to bad i like to ride sport bikes myself.... luckily ohio has pretty cheap insurancce rates as a whole.... ______________________________________ "i have no reader's digest version" Quote Share this post Link to post Share on other sites
skyboyblue 0 #10 April 20, 2006 I would look at farmers or dairyland insurance for motorycycle insurance. i have farmers, but then again I dont have a crotch rocket. both companies like to write motorcycle insurance. Quote Share this post Link to post Share on other sites
Nenesanteago 0 #11 April 20, 2006 Try Geico Ins. I paid $350.00 full coverage for a full year on a 2005 BMW Quote Share this post Link to post Share on other sites
ntacfreefly 0 #12 April 20, 2006 Will give Geico a shot. Checked out a forum for sportbikes and got a few suggestions there too. I know not having one will bring the insurance down but I've just always had and enjoyed riding the sport bikes more. Worst case I'll buy it cash and just get liablilty. Thanks. IanTo the mind that is still, the whole universe surrenders. ~ Lao-Tzu It's all good, they're my brothers ~ Mariann Kramer Quote Share this post Link to post Share on other sites
skymama 37 #13 April 21, 2006 It's the accent. They figure anyone who has such a sexy accent like that has got to be bad news. She is Da Man, and you better not mess with Da Man, because she will lay some keepdown on you faster than, well, really fast. ~Billvon Quote Share this post Link to post Share on other sites
riddler 0 #14 April 21, 2006 Depends on the laws in your state. Colorado for years had "no-fault" state laws, so insurance here was cheap (you weren't allowed to sue others in accidents). They've recently changed that, but I don't know how it's affected bike insurance, since I don't have one anymore. $3900/year sounds absolutely crazy! How much damage do they think a bike is going to do to an SUV anyway? Progressive usually had good bike rates, too - that was my insurer with my Beemer. But they've screwed me over a few times on motorhome insurance, so it sounds like that company has gone down hill.Trapped on the surface of a sphere. XKCD Quote Share this post Link to post Share on other sites
SkyGuyIIx 0 #15 April 21, 2006 I'm in GA and I pay $250 a year on my 2001 Nomad... Quote Share this post Link to post Share on other sites
jumper03 0 #16 April 21, 2006 QuoteIt's the accent. They figure anyone who has such a sexy accent like that has got to be bad news. come again? Scars remind us that the past is real Quote Share this post Link to post Share on other sites
skymama 37 #17 April 21, 2006 I'm just assuming he talked to them on the phone. He's from South Africa. Everyone from there sounds sexy! If he just got the quote over the internet, then there is no help for him...his reputation precedes him. She is Da Man, and you better not mess with Da Man, because she will lay some keepdown on you faster than, well, really fast. ~Billvon Quote Share this post Link to post Share on other sites
jumper03 0 #18 April 21, 2006 QuoteI'm just assuming he talked to them on the phone. He's from South Africa. Everyone from there sounds sexy! If he just got the quote over the internet, then there is no help for him...his reputation precedes him. I guess I'm trying to figure out how anything about Ian could be sexy..... Scars remind us that the past is real Quote Share this post Link to post Share on other sites
ntacfreefly 0 #19 April 21, 2006 Babe, I knew there was a reason we liked you so much. You're welcome to be our live in cheerleader And Steve....just cause my 'southern accent' is hotter that your 'southern drawl'......To the mind that is still, the whole universe surrenders. ~ Lao-Tzu It's all good, they're my brothers ~ Mariann Kramer Quote Share this post Link to post Share on other sites
pincheck 0 #20 April 21, 2006 shit there is something in the UK thats cheaper i Can insure my bike for about $170 a year Billy-Sonic Haggis Flickr-Fun Quote Share this post Link to post Share on other sites
HUSHPUPPY 0 #21 April 21, 2006 See if you can get a quote from USAA. I have a bike, car and truck and pay $1,900 a year for full coverage on all (in Florida). "You made my panties wet!" Skymama (Fitz 09) "Never argue with an idiot. They will bring you down to their level and beat you with experience." Quote Share this post Link to post Share on other sites
Squeak 17 #22 April 21, 2006 some insurane companies here inOz have similar premiums. I asked why and they flat out said that they DO NOT want to insure motorbikes. So they cost the premium accordingly. Fair enough, I just went elsewhere with ALL my insuranceYou are not now, nor will you ever be, good enough to not die in this sport (Sparky) My Life ROCKS! How's yours doing? Quote Share this post Link to post Share on other sites
AggieDave 6 #23 April 21, 2006 QuoteCBR600f4i Welcome to the life of owning a sport bike. Its like that in TX as well. Although the insurance on my cruiser is really cheap. Unfortunately, even if you're a good rider with a perfect record, owning a sport bike means you get to be judged by all the squids that have come before you and will come after you.--"When I die, may I be surrounded by scattered chrome and burning gasoline." Quote Share this post Link to post Share on other sites
Buried 0 #24 April 21, 2006 try state farm.. i know they do bikes by CC.. it doesn't matter if it is a rocket or not. at least in IL this is true Where is my fizzy-lifting drink? Quote Share this post Link to post Share on other sites
ntacfreefly 0 #25 April 21, 2006 Quote See if you can get a quote from USAA. Yeah we're USAA members. USAA apparently sends motorcycles to Progressive. Still, I'm going to call around. Statefarm turns up a lot in the bike forums and I've gotten a couple of other good leads there too. Thanks everyone. Blues, IanTo the mind that is still, the whole universe surrenders. ~ Lao-Tzu It's all good, they're my brothers ~ Mariann Kramer Quote Share this post Link to post Share on other sites
