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lizzieb

car insurance...

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is a wonderful thing...some jackass ran a red light and hit me last week.

it was 7:00 AM as i was on my way to work...$6000 damage to my car...i don't have to pay a cent...deductible waived, got a rental car...

boy am i glad i got insurance!!!

only 3 weeks until i get my car back!!!:)


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I hate to say it but Florida's No Fault insurance is a crock of shit if you ask me. From what I was told while living in Florida was that both parties in an accident are responsible to a certain degree no matter how the accident occured. That sounded like shit to me. Maybe you could explain it better.

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Glad you are okay. Sucks though to have to pay so much for insurance. Seems like whenever I've gotten into accidents, not my fault the other people had no insurance. Don't know how common this is but it pisses me off since I'm paying so much for insurance. I even had an accident where the guy rear ended me, had no insurance, and the cop wrote him a ticket for no insurance then let him get in his car and drive off.


Life is either a daring adventure or nothing ~ Helen Keller

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the state of FL's no fault law was DESIGNED to reduce lawsuits by making YOU responsible for the first $10k worth of YOUR injuries. Unfortunately, the trial lawyers have found MANY ways around the law and have bastardized the entire system.

It needs to be fixed but, hey, lets face it, the lawyers make the laws, and they are not about to take $$$ from there own pockets.

But hey, what do I know, I just sell this stuff for a livin. (bitter?? Im not bitter) LOL

Scott

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Quote

is a wonderful thing...some jackass ran a red light and hit me last week.

it was 7:00 AM as i was on my way to work...$6000 damage to my car...i don't have to pay a cent...deductible waived, got a rental car...

boy am i glad i got insurance!!!

only 3 weeks until i get my car back!!!:)



are you sure that you shouldn't have said: "boy am i glad jackass got insurance!!!" ? it's not your insurance that pays you, but his. and deductible is not waived, it's just not your deductible... unless he does not have insurance and you are paid under "not insured motorist" and in this case i think you'd have to pay deductible.

i often look at insurance as one big well masked scam ... but it could be handy, i guess ...

stan.

--
it's not about defying gravity; it's how hard you can abuse it. speed skydiving it is ...
Speed Skydiving Forum

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