Evelyn 0 #1 July 30, 2004 I get pissed off every year when we renew our auto insurance. Why is it so darn expensive?? We don't shop around cuz we've been with Auto Club forever and their service is great. I'm just wondering if it's just me or if other people think auto ins. rates are outrageous. Ours is up to $5500 a year, but that is for five cars (actually 4 cars and an RV). We still have the kids on our policy cuz they're both college students and can't afford to get insurance on their own. I know part of the reason ins. is so high is because of the kids, and maybe living in Cali where there are lots of crazy drivers has something to do with it. And the thing that really pisses me off is when you get in an accident and the other guy who was at fault has NO insurance!! Maybe that's another reason why those of us who have ins. have to pay so much! Life is either a daring adventure or nothing ~ Helen Keller Quote Share this post Link to post Share on other sites
Vallerina 2 #2 July 30, 2004 QuoteI'm just wondering if it's just me or if other people think auto ins. rates are outrageous No, I think everyone should pay more! It would help me out a lot!!!! QuoteMaybe that's another reason why those of us who have ins. have to pay so much! Not exactly....well, that's not why it's so high. The amount the other uninsured or underinsured add to your insurance isn't very much. It's the people who are just like you that get into wrecks! I highly suggest shopping around (www.allstate.com wait...is that advertising in the forums? ) I'm too lazy to look at your profile, but check out your state's department of insurance website. Most have consumer guides with a listing of every single insurance company in your state and what their premiums for certain groups are.There's a thin line between Saturday night and Sunday morning Quote Share this post Link to post Share on other sites
Evelyn 0 #3 July 30, 2004 QuoteNo, I think everyone should pay more! It would help me out a lot!!!! LOL. No offense, but I'd rather not help you out by paying more for ins. ***I highly suggest shopping around ([url] but check out your state's department of insurance website. Most have consumer guides with a listing of every single insurance company in your state and what their premiums for certain groups are. QuoteYeah, I'm lazy too, but I just may get off my lazy butt and check that out. Thanks. Life is either a daring adventure or nothing ~ Helen Keller Quote Share this post Link to post Share on other sites
Phillbo 11 #4 July 30, 2004 4 cars , and RV , Kids and in Kalifornica ..... Your getting off cheap. I pay 2600.00 for 2 cars and a boat. no kids. In Az. Maybe shop around. With that many vehicles, throw in a house and you can get some serious discounts. Quote Share this post Link to post Share on other sites
Evelyn 0 #5 July 30, 2004 QuoteMaybe shop around. With that many vehicles, throw in a house and you can get some serious discounts. That is with the discount for having our house ins. with them also. Plus we get good driver discount on 3 people and good student discount on one of the kids. If I could get the other kid to get her grades up and slow down that would probably help a lot. Life is either a daring adventure or nothing ~ Helen Keller Quote Share this post Link to post Share on other sites
EdC 0 #6 July 30, 2004 I pay $1,400 per year for two cars, no kids in OH. Big Ed Quote Share this post Link to post Share on other sites
champu 1 #7 July 30, 2004 QuoteI'm just wondering if it's just me or if other people think auto ins. rates are outrageous. I'm a 22 year old single male in L.A. county. I've got no tickets and no accidents. My insurance is a little over 1500/yr on one car who's bluebook is $8200 I think that's ridiculous, but the alternative is not driving. Quote Share this post Link to post Share on other sites
blondeflyer7 0 #8 July 30, 2004 I have a 98 Avalon and my insurance is full coverage and only costs $83 a month with State Farm Quote Share this post Link to post Share on other sites
lifewithoutanet 0 #9 July 30, 2004 Envisioning your commercial... "But I thought you said there was good news?" "There is good news. I just saved $5500 a year by switching to 'Uninsured'." -C. Quote Share this post Link to post Share on other sites
wingnut 0 #10 July 30, 2004 Quote pay $1,400 per year for two cars, no kids in OH at one point i rmeber the insurance agent i had telling me that ohio had the lowest insurance rates in the country and that my county (deleware) had the lowest in the state.... not sure how true that was oris now but i do know this...if i moved back to ohio from utah my rates would drop to half of whatthey are..... ______________________________________ "i have no reader's digest version" Quote Share this post Link to post Share on other sites
diablopilot 2 #11 July 30, 2004 from http://www.dmv.ca.gov QuoteThe following forms of insurance documentation are acceptable: An insurance document, evidence of liability insurance (REG 890A), or ID card from your insurance company. A DMV acknowledgment letter for cash depositors or self-insurers. A copy of an insurance covering note (known to the insurance industry as a binder). That last one can be less expensive sometimes. My dad carries a $500,000 binder on his vehicals and the company that he contracts through charges him less than $1000 a year for it on 4 vehicals. Of course he's got an impecable driving record, and it's all liability on cars that are completely paid off.---------------------------------------------- You're not as good as you think you are. Seriously. Quote Share this post Link to post Share on other sites
