mattb 0 #1 March 9, 2001 See the following link:http://www.uspa.org/insurance.htm"Applied to skydivers, the new rules do not allow a person to be excluded from his or her employer's group health plan due to skydiving activity. Ironically however, the rules would allow medical claims to be denied in the event of a skydiving injury. In a kind of government double-speak, a summary of the new rules states that "While a person cannot be excluded from a plan for engaging in certain recreational activities...a plan can nonetheless exclude benefits for injuries because they were sustained in connection with various recreational activities..." Unless the new rule is modified, USPA fears that it's members could face denied coverage after being injured while skydiving. "The link has instructions on who to contact. Quote Share this post Link to post Share on other sites
Pammi 0 #2 March 9, 2001 Hmmm...I think I hurt my ankle, um....stepping off a curb. Yeah, that's it! Quote Share this post Link to post Share on other sites
cyberskydive 0 #3 March 9, 2001 the traditional southern response: I fell out of a deer stand.D.Chisolm C-28534webmaster@sunraydesigns.comhttp://www.sunraydesigns.com Quote Share this post Link to post Share on other sites
Tee 0 #4 March 9, 2001 But I bet if we only participated in Scuba or motocross we would still be covered. I know that my life insurance doesn't cover me if I have a skydive related fatality as well. If anyone in Canada knows of an insurance company that will provide life insurance to a skydiver please let me know.....I am still having no luck! Quote Share this post Link to post Share on other sites cyberskydive 0 #5 March 9, 2001 I dont know the range of Blue Cross/ Blue Shield across the world-LOL, but when broke my ankle back in 96, the emergency room at the hospital was waiting for me when I finally made it there. I had no choice but to tell them the truth. Anyhow, the never picked a bone about paying for it, I was surprised. Things may have changed but if not and they are available where you are you should check them out.D.Chisolm C-28534webmaster@sunraydesigns.comhttp://www.sunraydesigns.com Quote Share this post Link to post Share on other sites Tee 0 #6 March 9, 2001 Quote Things may have changed but if not and they are available where you are you should check them out. Thanks for the tip, we DO have blue cross here so I will give them a call.thanks again! Quote Share this post Link to post Share on other sites Divadiver 0 #7 March 9, 2001 Cyberskydive:Why Southern Brother!! I don't have a deer stand, but let me tell you there's nothing worse than getting a bad piece of possum!! It's like taken a big chaw of tacca and accidently swallowing!! Whew, you talk about a tummy ache!! Now, Bar-B-Q possum is the best!!Divadiver Quote Share this post Link to post Share on other sites lummy 4 #8 March 9, 2001 I had to take my GF to Kaiser Hospital after she biffed it good. She told them that she fell down a flight of stairs. Uh huh, broken finger, sprained wrist and ankles. They kept saying to her, "A flight of stairs? Yeah sure!!". Funny part was she was wearing one of her Skydiving T-shirts Quote Share this post Link to post Share on other sites cyberskydive 0 #9 March 9, 2001 Well Diva, LOL, I'll take your word on the possum. I dont have a deer stand either but lots of others around here do. Besides, someone told me to say that-LOL- I never got the chance to use it and I hope I dont need to-hahaD.Chisolm C-28534webmaster@sunraydesigns.comhttp://www.sunraydesigns.com Quote Share this post Link to post Share on other sites tigra 0 #10 March 9, 2001 Its a good idea to check your insurance policies, even without this new regulation. Some policies have a "dangerous sports" exclusion. Getting injured is not something any of us like to think about, but it can happen. And depending on the circumstances, lying about how the injury happened is not always an option.I figure my broken ankle set my HMO back about $30,000. 2 surgeries, 1 overnight hospital stay, doctors visits, physical therapy, Xrays etc. Without insurance, I don't know what I would have done. Quote Share this post Link to post Share on other sites zelda 0 #11 March 9, 2001 When I messed up my shoulder, I wasn't going to advertise how it happened, but after a doctor mix up with my HMO, I ended up on the phone with them them trying to clear it up. Anyway, then they wanted to know why I had to see a doctor so soon, then they wanted to know how the injury happened. I didn't think fast enough, and ended up 'fessing up to the truth. The woman at the HMO actually said, "Cool! I wanna do that sometime!"Anyway, they covered it, for which I am extremely grateful, since I had to go to physical therapy 3x a week for several weeks...Lucky, lucky, lucky.Blues,zelda Quote Share this post Link to post Share on other sites ADRNALN 0 #12 March 9, 2001 I sent out my letters except for the IRS. There is no way I want any contact with them. I also sent one out to President Bush with comments added about his dad jumping. I am planning on hitting up my Senator and Congressman. Send out those letters - it may be you someday who needs it. Quote Share this post Link to post Share on other sites phorty 0 #13 March 10, 2001 Hey ADRNALN, don't know why you're afraid of us IRS agents. We'll be contacting you soon! Thanks for the post! HAHA! In all seriousness folks this could affect our whole sport. Can you imagine all the potential skydivers out there who may never take that first tandem/AFF jump if they know they won't be covered by their health insurance if they so much as sprain an ankle! I myself am scared to the bank trying to imagine what getting hurt skydiving and not being covered would to do my family and our finances! Contact your Representatives and Sentators on this one! Our future may well depend on it. Quote Share this post Link to post Share on other sites Danhole 0 #14 March 16, 2001 SEND YOUR LETTERS YET? Quote Share this post Link to post Share on other sites Iflyme 0 #15 March 17, 2001 QuoteIf anyone in Canada knows of an insurance company that will provide life insurance to a skydiver please let me know. Tee, I am covered, but only because my policy was in effect prior to me starting skydiving. My policy is with Investors Group, but I'd have to dig around in some burried documents to find out who the insurer is...Frank Quote Share this post Link to post Share on other sites wildblue 7 #16 March 19, 2001 If I read this right, that means if I'm cruising down the highway on my motorcycle, and get run over by a car.. I could be denied my coverages? Same if I was scuba diving, ATVing, or having wild and crazy sex? .... better get that trapeez out of my bedroom.... Quote Share this post Link to post Share on other sites Danhole 0 #17 March 20, 2001 Still an issue.... Quote Share this post Link to post Share on other sites ADRNALN 0 #18 March 20, 2001 Now Now Phorty!!! I am not afraid of IRS agents. Its that I know they are so busy tracking down all the bad people who cheat on their taxes and I would not want to bother them while they are so busy doing good for the country. Are you buying this? Quote Share this post Link to post Share on other sites phorty 0 #19 March 21, 2001 I buy it! But do they? Quote Share this post Link to post Share on other sites froggie 0 #20 March 21, 2001 this is a bad subject. i hope to god my insurance covers sports related injuries. the only good thing about getting hurt at my home dz would be that i wouldnt get charged for the ambulance ride. we "misplace" squad members trip tickets if they need to go to the hospital. so at least thats a thousand or so less if i ever do get hurt. hope not.froggie Quote Share this post Link to post Share on other sites skyhawk 2 #21 March 21, 2001 froggie u really r evil ;-) Quote Share this post Link to post Share on other sites SkySlut 0 #22 March 21, 2001 Check this link out!!! John Matthews Insurance Battle Story!!!http://www.dzsports.net/dznewsbin/news1998.html"I'll jump anything!" Quote Share this post Link to post Share on other sites Join the conversation You can post now and register later. 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cyberskydive 0 #5 March 9, 2001 I dont know the range of Blue Cross/ Blue Shield across the world-LOL, but when broke my ankle back in 96, the emergency room at the hospital was waiting for me when I finally made it there. I had no choice but to tell them the truth. Anyhow, the never picked a bone about paying for it, I was surprised. Things may have changed but if not and they are available where you are you should check them out.D.Chisolm C-28534webmaster@sunraydesigns.comhttp://www.sunraydesigns.com Quote Share this post Link to post Share on other sites
Tee 0 #6 March 9, 2001 Quote Things may have changed but if not and they are available where you are you should check them out. Thanks for the tip, we DO have blue cross here so I will give them a call.thanks again! Quote Share this post Link to post Share on other sites Divadiver 0 #7 March 9, 2001 Cyberskydive:Why Southern Brother!! I don't have a deer stand, but let me tell you there's nothing worse than getting a bad piece of possum!! It's like taken a big chaw of tacca and accidently swallowing!! Whew, you talk about a tummy ache!! Now, Bar-B-Q possum is the best!!Divadiver Quote Share this post Link to post Share on other sites lummy 4 #8 March 9, 2001 I had to take my GF to Kaiser Hospital after she biffed it good. She told them that she fell down a flight of stairs. Uh huh, broken finger, sprained wrist and ankles. They kept saying to her, "A flight of stairs? Yeah sure!!". Funny part was she was wearing one of her Skydiving T-shirts Quote Share this post Link to post Share on other sites cyberskydive 0 #9 March 9, 2001 Well Diva, LOL, I'll take your word on the possum. I dont have a deer stand either but lots of others around here do. Besides, someone told me to say that-LOL- I never got the chance to use it and I hope I dont need to-hahaD.Chisolm C-28534webmaster@sunraydesigns.comhttp://www.sunraydesigns.com Quote Share this post Link to post Share on other sites tigra 0 #10 March 9, 2001 Its a good idea to check your insurance policies, even without this new regulation. Some policies have a "dangerous sports" exclusion. Getting injured is not something any of us like to think about, but it can happen. And depending on the circumstances, lying about how the injury happened is not always an option.I figure my broken ankle set my HMO back about $30,000. 2 surgeries, 1 overnight hospital stay, doctors visits, physical therapy, Xrays etc. Without insurance, I don't know what I would have done. Quote Share this post Link to post Share on other sites zelda 0 #11 March 9, 2001 When I messed up my shoulder, I wasn't going to advertise how it happened, but after a doctor mix up with my HMO, I ended up on the phone with them them trying to clear it up. Anyway, then they wanted to know why I had to see a doctor so soon, then they wanted to know how the injury happened. I didn't think fast enough, and ended up 'fessing up to the truth. The woman at the HMO actually said, "Cool! I wanna do that sometime!"Anyway, they covered it, for which I am extremely grateful, since I had to go to physical therapy 3x a week for several weeks...Lucky, lucky, lucky.Blues,zelda Quote Share this post Link to post Share on other sites ADRNALN 0 #12 March 9, 2001 I sent out my letters except for the IRS. There is no way I want any contact with them. I also sent one out to President Bush with comments added about his dad jumping. I am planning on hitting up my Senator and Congressman. Send out those letters - it may be you someday who needs it. Quote Share this post Link to post Share on other sites phorty 0 #13 March 10, 2001 Hey ADRNALN, don't know why you're afraid of us IRS agents. We'll be contacting you soon! Thanks for the post! HAHA! In all seriousness folks this could affect our whole sport. Can you imagine all the potential skydivers out there who may never take that first tandem/AFF jump if they know they won't be covered by their health insurance if they so much as sprain an ankle! I myself am scared to the bank trying to imagine what getting hurt skydiving and not being covered would to do my family and our finances! Contact your Representatives and Sentators on this one! Our future may well depend on it. Quote Share this post Link to post Share on other sites Danhole 0 #14 March 16, 2001 SEND YOUR LETTERS YET? Quote Share this post Link to post Share on other sites Iflyme 0 #15 March 17, 2001 QuoteIf anyone in Canada knows of an insurance company that will provide life insurance to a skydiver please let me know. Tee, I am covered, but only because my policy was in effect prior to me starting skydiving. My policy is with Investors Group, but I'd have to dig around in some burried documents to find out who the insurer is...Frank Quote Share this post Link to post Share on other sites wildblue 7 #16 March 19, 2001 If I read this right, that means if I'm cruising down the highway on my motorcycle, and get run over by a car.. I could be denied my coverages? Same if I was scuba diving, ATVing, or having wild and crazy sex? .... better get that trapeez out of my bedroom.... Quote Share this post Link to post Share on other sites Danhole 0 #17 March 20, 2001 Still an issue.... Quote Share this post Link to post Share on other sites ADRNALN 0 #18 March 20, 2001 Now Now Phorty!!! I am not afraid of IRS agents. Its that I know they are so busy tracking down all the bad people who cheat on their taxes and I would not want to bother them while they are so busy doing good for the country. Are you buying this? Quote Share this post Link to post Share on other sites phorty 0 #19 March 21, 2001 I buy it! But do they? Quote Share this post Link to post Share on other sites froggie 0 #20 March 21, 2001 this is a bad subject. i hope to god my insurance covers sports related injuries. the only good thing about getting hurt at my home dz would be that i wouldnt get charged for the ambulance ride. we "misplace" squad members trip tickets if they need to go to the hospital. so at least thats a thousand or so less if i ever do get hurt. hope not.froggie Quote Share this post Link to post Share on other sites skyhawk 2 #21 March 21, 2001 froggie u really r evil ;-) Quote Share this post Link to post Share on other sites SkySlut 0 #22 March 21, 2001 Check this link out!!! John Matthews Insurance Battle Story!!!http://www.dzsports.net/dznewsbin/news1998.html"I'll jump anything!" Quote Share this post Link to post Share on other sites Join the conversation You can post now and register later. If you have an account, sign in now to post with your account. Note: Your post will require moderator approval before it will be visible. Reply to this topic... × Pasted as rich text. Paste as plain text instead Only 75 emoji are allowed. × Your link has been automatically embedded. Display as a link instead × Your previous content has been restored. Clear editor × You cannot paste images directly. Upload or insert images from URL. Insert image from URL × Desktop Tablet Phone Submit Reply 0
Divadiver 0 #7 March 9, 2001 Cyberskydive:Why Southern Brother!! I don't have a deer stand, but let me tell you there's nothing worse than getting a bad piece of possum!! It's like taken a big chaw of tacca and accidently swallowing!! Whew, you talk about a tummy ache!! Now, Bar-B-Q possum is the best!!Divadiver Quote Share this post Link to post Share on other sites
lummy 4 #8 March 9, 2001 I had to take my GF to Kaiser Hospital after she biffed it good. She told them that she fell down a flight of stairs. Uh huh, broken finger, sprained wrist and ankles. They kept saying to her, "A flight of stairs? Yeah sure!!". Funny part was she was wearing one of her Skydiving T-shirts Quote Share this post Link to post Share on other sites
cyberskydive 0 #9 March 9, 2001 Well Diva, LOL, I'll take your word on the possum. I dont have a deer stand either but lots of others around here do. Besides, someone told me to say that-LOL- I never got the chance to use it and I hope I dont need to-hahaD.Chisolm C-28534webmaster@sunraydesigns.comhttp://www.sunraydesigns.com Quote Share this post Link to post Share on other sites
tigra 0 #10 March 9, 2001 Its a good idea to check your insurance policies, even without this new regulation. Some policies have a "dangerous sports" exclusion. Getting injured is not something any of us like to think about, but it can happen. And depending on the circumstances, lying about how the injury happened is not always an option.I figure my broken ankle set my HMO back about $30,000. 2 surgeries, 1 overnight hospital stay, doctors visits, physical therapy, Xrays etc. Without insurance, I don't know what I would have done. Quote Share this post Link to post Share on other sites
zelda 0 #11 March 9, 2001 When I messed up my shoulder, I wasn't going to advertise how it happened, but after a doctor mix up with my HMO, I ended up on the phone with them them trying to clear it up. Anyway, then they wanted to know why I had to see a doctor so soon, then they wanted to know how the injury happened. I didn't think fast enough, and ended up 'fessing up to the truth. The woman at the HMO actually said, "Cool! I wanna do that sometime!"Anyway, they covered it, for which I am extremely grateful, since I had to go to physical therapy 3x a week for several weeks...Lucky, lucky, lucky.Blues,zelda Quote Share this post Link to post Share on other sites
ADRNALN 0 #12 March 9, 2001 I sent out my letters except for the IRS. There is no way I want any contact with them. I also sent one out to President Bush with comments added about his dad jumping. I am planning on hitting up my Senator and Congressman. Send out those letters - it may be you someday who needs it. Quote Share this post Link to post Share on other sites
phorty 0 #13 March 10, 2001 Hey ADRNALN, don't know why you're afraid of us IRS agents. We'll be contacting you soon! Thanks for the post! HAHA! In all seriousness folks this could affect our whole sport. Can you imagine all the potential skydivers out there who may never take that first tandem/AFF jump if they know they won't be covered by their health insurance if they so much as sprain an ankle! I myself am scared to the bank trying to imagine what getting hurt skydiving and not being covered would to do my family and our finances! Contact your Representatives and Sentators on this one! Our future may well depend on it. Quote Share this post Link to post Share on other sites
Danhole 0 #14 March 16, 2001 SEND YOUR LETTERS YET? Quote Share this post Link to post Share on other sites
Iflyme 0 #15 March 17, 2001 QuoteIf anyone in Canada knows of an insurance company that will provide life insurance to a skydiver please let me know. Tee, I am covered, but only because my policy was in effect prior to me starting skydiving. My policy is with Investors Group, but I'd have to dig around in some burried documents to find out who the insurer is...Frank Quote Share this post Link to post Share on other sites
wildblue 7 #16 March 19, 2001 If I read this right, that means if I'm cruising down the highway on my motorcycle, and get run over by a car.. I could be denied my coverages? Same if I was scuba diving, ATVing, or having wild and crazy sex? .... better get that trapeez out of my bedroom.... Quote Share this post Link to post Share on other sites
Danhole 0 #17 March 20, 2001 Still an issue.... Quote Share this post Link to post Share on other sites
ADRNALN 0 #18 March 20, 2001 Now Now Phorty!!! I am not afraid of IRS agents. Its that I know they are so busy tracking down all the bad people who cheat on their taxes and I would not want to bother them while they are so busy doing good for the country. Are you buying this? Quote Share this post Link to post Share on other sites
phorty 0 #19 March 21, 2001 I buy it! But do they? Quote Share this post Link to post Share on other sites
froggie 0 #20 March 21, 2001 this is a bad subject. i hope to god my insurance covers sports related injuries. the only good thing about getting hurt at my home dz would be that i wouldnt get charged for the ambulance ride. we "misplace" squad members trip tickets if they need to go to the hospital. so at least thats a thousand or so less if i ever do get hurt. hope not.froggie Quote Share this post Link to post Share on other sites
skyhawk 2 #21 March 21, 2001 froggie u really r evil ;-) Quote Share this post Link to post Share on other sites
SkySlut 0 #22 March 21, 2001 Check this link out!!! John Matthews Insurance Battle Story!!!http://www.dzsports.net/dznewsbin/news1998.html"I'll jump anything!" Quote Share this post Link to post Share on other sites
