champu 1
quade***[Reply]As long as you have a large pool of people paying for insurance then everyone's payments are low and you have good coverage
Except in healthcare. Because if auto was treated like health insurance, it would cover oil changes, gas, tires, brakes and car washes. And those who drive gas guzzlers would pay the same as those who drive high efficiency vehicles.
Nonsense. Unless you're suggesting current health insurance covers minor maintenance consumables such as toothpaste, soap, pimple cream...
Well, in many cases it does cover medications and doctors visits for chronic conditions, which is a substantial long-term (and predictable) recurring expense, and one that doesn't always "payback" in terms of reduced risk. So while insurance providers may come out ahead by covering annual physicals or brake, power steering system, and tail light inspections, they probably won't win by providing cholesterol medication or paying for your oil changes. If you die of a
I think another way of explaining lawrocket's point is that the insurance paradigm only works if everybody buys it more or less not intending to use it. It's why optional vision add-ons to medical insurance are really not a very good deal... because people only buy it if they already know they need glasses/contacts and so everybody buying it is making use of it. How many people out there with 20/20 vision even go to optometrists?
Except in healthcare. Because if auto was treated like health insurance, it would cover oil changes, gas, tires, brakes and car washes. And those who drive gas guzzlers would pay the same as those who drive high efficiency vehicles.
Nonsense. Unless you're suggesting current health insurance covers minor maintenance consumables such as toothpaste, soap, pimple cream...
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