Slowest start to Atlantic hurricane season…

[tkhayes 348]

Just now, Phil1111 said:

If it continues Ron DeSantis will be the insurer for every single home in Florida. Wait a minute,

"Florida Gov. Ron DeSantis has said that state-backed Citizens Property Insurance is “not solvent” and could be in trouble if a storm hits the state.

DeSantis’s comments come as the federal government conducts an investigation into whether the insurer has enough money on hand for a natural disaster.

Citizens Property Insurance, Florida’s ‘insurer of last resort’, was formed in 2002 to provide windstorm and property coverage to state residents who could not obtain insurance elsewhere." From Feb 29, 2024 story Insurance Business report.

And Citizens is on a 'depopulation' campaign, supported by the republicans in power in Florida. If you can find another policy with less than a 20% increase in the price, Citizens can and will kick you out.

I just got the letter from Citizens stating that they found me another carrier, and guess what?  The increase is 19.2%.... but hey, double digit increases in normal in Florida, every year. 

But thank god the 'cost benefit' of fake news climate change economics is working 

[Phil1111 1,149]

14 minutes ago, tkhayes said:

And Citizens is on a 'depopulation' campaign, supported by the republicans in power in Florida. If you can find another policy with less than a 20% increase in the price, Citizens can and will kick you out.

I just got the letter from Citizens stating that they found me another carrier, and guess what?  The increase is 19.2%.... but hey, double digit increases in normal in Florida, every year. 

But thank god the 'cost benefit' of fake news climate change economics is working 

Be thankful that Florida doesn't get allot of hail. Hail is a rising concern in the insurance industry.

"Inflation is driving up the cost of materials and labor to repair roofs and cars. Adding to insurers’ costs is increased development in areas affected by severe storms." $60 billion annually.

Hail has caused higher damage costs in the U.S. this year than hurricanes and floods put together. Research suggests climate change will make hailstones larger.

With $2.8-billion in payouts, Calgary’s August hailstorm becomes Canada’s second most expensive weather event

 

[brenthutch 444]

38 minutes ago, tkhayes said:

And Citizens is on a 'depopulation' campaign, supported by the republicans in power in Florida. If you can find another policy with less than a 20% increase in the price, Citizens can and will kick you out.

I just got the letter from Citizens stating that they found me another carrier, and guess what?  The increase is 19.2%.... but hey, double digit increases in normal in Florida, every year. 

But thank god the 'cost benefit' of fake news climate change economics is working 

Did Florida experience a 19.2% increase in storm damage last year? Yup, didn’t think so. 

[brenthutch 444]

21 minutes ago, Phil1111 said:

Be thankful that Florida doesn't get allot of hail. Hail is a rising concern in the insurance industry.

"Inflation is driving up the cost of materials and labor to repair roofs and cars. Adding to insurers’ costs is increased development in areas affected by severe storms." $60 billion annually.

Hail has caused higher damage costs in the U.S. this year than hurricanes and floods put together. Research suggests climate change will make hailstones larger.

 

Research suggests something might happen in the future is not the same as something happening today, although a lot of folks on this forum are unable to tell the difference.

(FWIW solar panels don’t do so well in a hailstorm)

[olofscience 489]

2 hours ago, brenthutch said:

The cost of insurance is up everywhere because of the inflation caused by the Democrats

Like how they caused the price of chocolate from Africa to shoot up as well?

Or the price of olive oil from Italy to almost double?

Or the price of coffee from Vietnam?

 

Are those democrats in the room right now with you?

[brenthutch 444]

4 minutes ago, olofscience said:

Like how they caused the price of chocolate from Africa to shoot up as well?

Or the price of olive oil from Italy to almost double?

Or the price of coffee from Vietnam?

 

Are those democrats in the room right now with you?

I said “insurance” not olive oil or coffee, I thought for sure that even you would know the difference, but apparently I overestimated your capacity for rational thought.

[olofscience 489]

11 minutes ago, brenthutch said:

I said “insurance” not olive oil or coffee, I thought for sure that even you would know the difference, but apparently I overestimated your capacity for rational thought.

I said "Like how.." but I overestimated your capacity for reading comprehension.

[jakee 1,563]

54 minutes ago, brenthutch said:

I said “insurance” not olive oil or coffee, I thought for sure that even you would know the difference, but apparently I overestimated your capacity for rational thought.

You do get how poorly this reflects on you, not him, right?

[tkhayes 348]

4 hours ago, brenthutch said:

Did Florida experience a 19.2% increase in storm damage last year? Yup, didn’t think so. 

so you do not have anything to actually show the increase in insurance costs due to inflation caused by Democrats?  That was your claim.

Yeah that is kinda what I thought.

Under Trump, my homeowners insurance was about $800/year at the start of his term, and about $1600 at the end of it

Explain.  or do the usual and digress into something else unrelated.

[tkhayes 348]

4 hours ago, brenthutch said:

Research suggests something might happen in the future is not the same as something happening today, although a lot of folks on this forum are unable to tell the difference.

(FWIW solar panels don’t do so well in a hailstorm)

Calgary and many parts of Alberta, suffered catastrophic hail storms this year, never seen before.  tens maybe hundreds of millions of dollars in damage.... explain using your economic model since obviously the price increases in insurance in Canada will be the fault of Joe Biden.

my nipples are erect in anticipation

[billvon 3,071]

4 hours ago, brenthutch said:

(FWIW solar panels don’t do so well in a hailstorm)

They do quite well; most panels do better than most roofs, for example.

If you ever have hail so bad it can destroy your solar panels, you will be VERY happy to have them, since they might just save your roof.  Which will be a good thing, because you'll be spending thousands to get your cars and house windows fixed.

[kallend 2,106]

3 hours ago, olofscience said:

Like how they caused the price of chocolate from Africa to shoot up as well?

Or the price of olive oil from Italy to almost double?

Or the price of coffee from Vietnam?

 

Are those democrats in the room right now with you?

You have no idea just how cunning those dems are.

[billvon 3,071]

8 minutes ago, kallend said:

You have no idea just how cunning those dems are.

Biden is both a senile old man who can't even find his way to the bathroom and a brilliant evil mastermind who plays the world economy like a violin.

Really.

[kallend 2,106]

1 hour ago, billvon said:

Biden is both a senile old man who can't even find his way to the bathroom and a brilliant evil mastermind who plays the world economy like a violin.

Really.

Duality, a feature of the quantum world.

[SkyDekker 1,465]

On 9/17/2024 at 5:38 PM, brenthutch said:

A prediction that a coin flip would either land on heads off tails is a prediction of little value

True cause it is incorrect. Odds of heads or tails are not 50/50.

[SkyDekker 1,465]

On 9/18/2024 at 6:33 AM, brenthutch said:

The cost of insurance is up everywhere because of the inflation caused by the Democrats.

Weird inflation was up here in Canada too, but the cost our our insurance is down.

[tkhayes 348]

On 9/18/2024 at 2:33 PM, brenthutch said:

The cost of insurance is up everywhere because of the inflation caused by the Democrats. Actual storm damage has not increased, the cost of storm damage has.

Still waiting for anything to back up this ridiculous statement.  I am going to ride you until you retract it and admit you are incorrect

 

[gowlerk 2,249]

1 hour ago, tkhayes said:

 I am going to ride you until you retract it and admit you are incorrect

 

That's going to be a long dusty trail for you.

[billvon 3,071]

1 hour ago, tkhayes said:

Still waiting for anything to back up this ridiculous statement.  I am going to ride you until you retract it and admit you are incorrect.

Which is something he will never, ever do.  He will deny, delay and distract.  He's done it before.  Indeed, he will consider it a victory if it bothers you.

Given that, I'd suggest there are better ways to spend your time.

[Phil1111 1,149]

2 hours ago, tkhayes said:

Still waiting for anything to back up this ridiculous statement.  I am going to ride you until you retract it and admit you are incorrect

 

 

57 minutes ago, gowlerk said:

That's going to be a long dusty trail for you.

He needs to get several dozen mares and a couple breeding stallions. So he can ride the colts when they get old enough replacing the older horses when they die on the trail.

[brenthutch 444]

19 hours ago, tkhayes said:

Still waiting for anything to back up this ridiculous statement.  I am going to ride you until you retract it and admit you are incorrect

 

Ride away! The two massive spending bills passed against bipartisan objections, took an already inflationary environment and put it on steroids. How many major hurricanes have reeked destruction this year that justifies the huge increase in insurance premiums? Oh that would ZERO! And yet the premiums continue to rise.

[tkhayes 348]

35 minutes ago, brenthutch said:

Ride away! The two massive spending bills passed against bipartisan objections, took an already inflationary environment and put it on steroids. How many major hurricanes have reeked destruction this year that justifies the huge increase in insurance premiums? Oh that would ZERO! And yet the premiums continue to rise.

that is not actually a reason.  You quote is and was "The cost of insurance is up everywhere because of the inflation caused by the Democrats. Actual storm damage has not increased, the cost of storm damage has."

What has the Biden administration doe to 'cause' homeowner insurance rates to rise in Florida?

Edited September 20, 2024 by tkhayes

[SkyDekker 1,465]

35 minutes ago, brenthutch said:

Ride away! The two massive spending bills passed against bipartisan objections, took an already inflationary environment and put it on steroids. How many major hurricanes have reeked destruction this year that justifies the huge increase in insurance premiums? Oh that would ZERO! And yet the premiums continue to rise.

So what?

 

Inflation is back to levels it should be. The economy is looking to have a very soft landing, which is quite a feat. People were mostly able to keep their homes. Wages are up. Rates are coming down. Prices at the pump are down. Prices for eggs are own, other than one company screwing around with "flock maintenance" to artificially keep prices higher longer (which I am sure you can find a way to blame Biden for). All in all, pretty well handled.

On the other hand, global warming will continue to be an issue.

[tkhayes 348]

On 9/20/2024 at 6:07 PM, brenthutch said:

Ride away! The two massive spending bills passed against bipartisan objections, took an already inflationary environment and put it on steroids. How many major hurricanes have reeked destruction this year that justifies the huge increase in insurance premiums? Oh that would ZERO! And yet the premiums continue to rise.

still riding - all you did was restate a different claim related to your first claim.  Making another claim is not actually evidence of the original claim.

Your quote is and was "The cost of insurance is up everywhere because of the inflation caused by the Democrats. Actual storm damage has not increased, the cost of storm damage has."

What has the Biden administration doe to 'cause' homeowner insurance rates to rise in Florida?

[brenthutch 444]

5 hours ago, tkhayes said:

still riding - all you did was restate a different claim related to your first claim.  Making another claim is not actually evidence of the original claim.

Your quote is and was "The cost of insurance is up everywhere because of the inflation caused by the Democrats. Actual storm damage has not increased, the cost of storm damage has."

What has the Biden administration doe to 'cause' homeowner insurance rates to rise in Florida?

Devalued the dollar. Cost are up everywhere, my homeowners insurance was around $900 during the Trump administration, now it is more than $1200.

BTW you still haven’t answered my question, how many large hurricanes have devastated FL this year?

Edited September 22, 2024 by brenthutch