USA to Germany : Rig insurance

[mrken 0]

I've found numerous threads on rig insurance; but they pertain to jumpers in the UK and have linked companies over there. I called my State Farm agent to expand my Personal Equipment coverage to fit my rig (which covers my laptop anywhere I go) and they said they no longer cover rigs because "parachutes are high risk"

State Farm then referred me to ETNA & Traveler's, whom both said no.

Help? Please? I've already lost one sanity point :P

[councilman24 37]

My State Farm agent knows I have parachutes and never said anything about them being excluded. Or any of the other sports equipment I have. We didn't talk about overseas travel though.

I took my rig to Austria through Germany. But I carried it on. Never left my sight so not worried about property insurance. I know lots of skydivers check their gear but I've never been comfortable doing that and never had much issue carrying it on. It fits in a standard carry on rolling bag. Briefcase carries the laptop, etc.

Alternative? Ship it and insure it through the carrier for transit.

But, in Austria each RIG is required to carry LIABILITY insurance, IIRC. Not the jumper, the rig. And I found that a pain to figure out. Don't know if it's the same in Germany but for some reason I think so.

I made a couple of jumps in Austria. The DZO knew I was from the U.S. and I'd contacted him before I went. He asked if I had liability insurance. I said \"yes" based on USPA membership and that's all that was said. I honestly don't know if that fulfilled the requirement.

I'm old for my age.
Terry Urban
D-8631
FAA DPRE

[Eagle7 0]

I insured my rig and related gear with Nationwide. The annual policy is $100.00 a year with a $500.00 deductible. It is insured worldwide.

[mrken 0]

My main concern is just that I am going to be staying at the University of Leipzig for a month also. In my old dorm hall a girl was finally busted with a duffel bag full of ipods (my shuffle included) laptops and wallets/purses. I've just been paranoid since then and my last roomie was a mouth-breather that couldn't grasp the concept of locking the door when he left.

I'll look into it further and also check Nationwide, thanks for the replies.

[mrken 0]

Also, is the coverage pro-rated? Meaning if you lose the rig and make a claim, will they use some depreciation formula to cut you just a couple grand?

[Eagle7 0]

If you are asking me too I am not sure. I am not home right now. I am in Los Angeles. When I return to Philadelphia next week I will look at the policy and let you know.

[mrken 0]

Thanks

[Eagle7 0]

mrken; I called my Nationwide agent today and she said that I am covered for the full value of the equipment at all times. If the equipment is worth $5,000 today and it is lost or stolen three years from now I will be paid $5,000 minus the deductible. I hope this helps. Good luck.