meistwer 0 #1 February 18, 2006 Hi there to all you... I'm an spanish guy living permanently in the UK for the last seven years and been in the sport for one. I have a problem which I hope somebody has the answer for it....there it goes. As I live in the UK, I'm a BPA member therefore my membership covers a third party insurance. Recently I have been jumping abroad but because I'm NOT a UK citizen and still hold my beloved spanish passport the BPA doesn't cover me outside the United Kingdom. This causes me a problem as some of my mates like to go to jump abroad but I can't becuase I don't have the 3rd party insurance. There's a spanish federation called the FEADA which covers spanish people abroad but all the membership details and policy is in Spanish. If I join them most likely I'll find problems trying to jump in the UK because the people at the DZ 's here don't speak Spanish obviously. Does anybody have any suggestion or know if the USPA will cover me here and outside the UK although I'm not a US citizen? Other possibility is to get an insurance with a private company (in English) but I have spend hours and hours in the Internet trying unsuccessfully to find one, do you know any company that provides 3r party cover to skydivers worldwide? Thanks a lot to all of you in advance for you help. Blue skies Quote Share this post Link to post Share on other sites
Andy9o8 2 #2 February 19, 2006 I guess I don't understand why (aside from incurring 2 membership fees) you can't be a member of both FEADA and BPA? I'm also not sure why the fact that an insurance policy is written in a language different from the language of a given DZ means that it won't be accepted. Yes, the full text of some insurance policies can be long, but most policies come with a "declarations page" that summarizes the type and limits of liability of the coverage. If need be, you can always get a certified translation of the declaration page, either from the company itself (if offered), or from a translation company like Berlitz, which has offices all over the world. Quote Share this post Link to post Share on other sites
kevinwhelan 0 #3 February 19, 2006 Hi try these guys We use them every year as the PAI (our bpa) dos'nt provide any cover You are covered world wide for about 50 euro per year http://www.sportscoverdirect.com/ hope it helps "be honest with yourself. Why do I want to go smaller? It is not going to make my penis longer." ~Brian Germain, on downsizing Quote Share this post Link to post Share on other sites
meistwer 0 #4 February 19, 2006 Hi buddy, Well, I'm still at university so that's why I can't afford two memberships, they are also a bit more expensive than the USPA one, the BPA is around £120 (210 USD) and the FEADA is about 126 Euros (140 USD), so it works out quite expensive. To get an official translator for a whole policy with all its conditions translated could easily cost me about £200(390 USD). Life is quite expensive in the UK! :) Thanks and blue skies Quote Share this post Link to post Share on other sites
meistwer 0 #5 February 19, 2006 Hi buddy, That's great, that's right what I needed. Blue skies Quote Share this post Link to post Share on other sites
Andy9o8 2 #6 February 19, 2006 QuoteTo get an official translator for a whole policy with all its conditions translated could easily cost me about £200(390 USD). I understand; that's why I suggested getting only the policy's declaration page translated, and not the whole policy. See my post above. QuoteLife is quite expensive in the UK! :) A lame excuse. It's not our fault your ancestors didn't have the good sense to emigrate to the Colonies! Quote Share this post Link to post Share on other sites
vt1977 0 #7 February 19, 2006 If you want to jump at any BPA DZ (unless you are German - long story...) you have to have BPA membership which costs ~ £113 per annum. Spanish insurance is an option for jumping outside the UK though. hth Vicki Quote Share this post Link to post Share on other sites
skyblu3 0 #8 February 20, 2006 Try this company I have used them in the past http://www.pjhayman.com/ Quote Share this post Link to post Share on other sites
meistwer 0 #9 February 20, 2006 QuoteIf you want to jump at any BPA DZ (unless you are German - long story...) you have to have BPA membership which costs ~ £113 per annum. Hi Vicky! So, what about the foreigners that come to the UK to jump? I guess that they aren't BPA members but of their country parachuting association? Do you know what's the situation with them at the DZ's? By the way, were you jumping in Lillo in May/June last year? Blue skies Quote Share this post Link to post Share on other sites
TrickyDicky 0 #10 February 20, 2006 Its a shitty situation, but all foreigners (except germans now) HAVE to be members of the BPA to jump at BPA DZs. We have shitty backwards insurance. At some point it might change, but with what we have we're fucked if even a non-bpa member gets on a lift, even if they're allowed. UK Skydiver for all your UK skydiving needs. Quote Share this post Link to post Share on other sites
vt1977 0 #11 February 20, 2006 QuoteSo, what about the foreigners that come to the UK to jump? They can take out temporary BPA membership - unsure of the cost but it is only valid for a month. Otherwise, the only option (unless you are German!) is full BPA membership. Crazy, I know. Vicki Quote Share this post Link to post Share on other sites
RandomLemming 0 #12 February 21, 2006 Hi there, I'm looking for 3rd party insurance because I have to have this before I go to spain to do my AFF. The benefits at http://www.sportscoverdirect.com/sportsguard/info/benefits.html state that I would have personal liability insurance. Is that the same thing as 3rd party liability insurance ? Quote Share this post Link to post Share on other sites
brabzzz 0 #13 February 21, 2006 Ensleigh do extreme sport insurance pretty affordably. When I did my AFF in France, I joined the French 'BPA'. That way I could do PAC as opposed to AFF and get cheaper french student insurance. Both cost savings... --------------------------------------- Ex-University of Bristol Skydiving Club www.skydivebristoluni.com Quote Share this post Link to post Share on other sites
RandomLemming 0 #14 February 21, 2006 QuoteEnsleigh do extreme sport insurance pretty affordably. I looked at Endsleigh, but for about 6 months I'm looking at £229 which seems pretty high. The main thing I'm looking for is the 3rd party liability cover as that is what the school I am going to requires. Quote Share this post Link to post Share on other sites
kevinwhelan 0 #15 February 22, 2006 QuoteThe benefits at http://www.sportscoverdirect.com/sportsguard/info/benefits.html state that I would have personal liability insurance. Is that the same thing as 3rd party liability insurance ? *** Yea thats the same, it will cover you for any damage etc. that you would be responsible for. Also if you are traveling and want travel insurance to cover skydiving, try etravelinsure.com I got eleven days cover for under 20 euros last year up to 7 million cover including medical flight home. edited to add travel bit "be honest with yourself. Why do I want to go smaller? It is not going to make my penis longer." ~Brian Germain, on downsizing Quote Share this post Link to post Share on other sites brabzzz 0 #16 February 22, 2006 Whilst £200+ is a lot, so is 6 months for AFF! For 2 weeks comprehensive insurance, it's about £20 for 10 days...ample time for an AFF course. I assumed you wanted it for an AFF trip as opposed to months on end! --------------------------------------- Ex-University of Bristol Skydiving Club www.skydivebristoluni.com Quote Share this post Link to post Share on other sites franman 0 #17 February 22, 2006 I got Endsleigh travel insurance for my trip to Spain a month ago that cost £20 for two weeks which seemed very reasonable. I'm not sure what third party cover it has though as my BPA insurance covered it. It would have covered getting me home and medical costs if I'd broken any limbs skydiving though. Francis Quote Share this post Link to post Share on other sites RandomLemming 0 #18 February 22, 2006 QuoteWhilst £200+ is a lot, so is 6 months for AFF! For 2 weeks comprehensive insurance, it's about £20 for 10 days...ample time for an AFF course. I assumed you wanted it for an AFF trip as opposed to months on end! My bad :) I was just looking at buying once to cover my jumping plans for the year. But it's looking like it will be better to just buy in little bits as and when required, yeah. Quote Share this post Link to post Share on other sites brabzzz 0 #19 February 22, 2006 You can get it for even less if you leave out the included luggage cover and take the 'essential' as opposed to 'comprehensive' cover (reduced medical cover etc, from lotsa million to just millions). Mike --------------------------------------- Ex-University of Bristol Skydiving Club www.skydivebristoluni.com Quote Share this post Link to post Share on other sites meistwer 0 #20 February 22, 2006 QuoteEnsleigh do extreme sport insurance pretty affordably. Carefull with that buddy, Ensleigh offers 'PERSONAL AND TRAVEL INSURANCE' for skydivers, you won't be covered for 3rd party/persoanl liability insurance. Blue skies Quote Share this post Link to post Share on other sites brabzzz 0 #21 February 22, 2006 Yeah, but chances are that if --I-- do something really bad to someones plane/hangar/house, chances are I won't give two hoots about whether they'll sue me or not as it'll still be in better shape than me! Does the BPA not cover us in that respect? --------------------------------------- Ex-University of Bristol Skydiving Club www.skydivebristoluni.com Quote Share this post Link to post Share on other sites meistwer 0 #22 February 22, 2006 QuoteDoes the BPA not cover us in that respect? The BPA will cover you with a 3rd party insurance in any BPA affiliated DZ abroad as long as you hold British passport. That's what I've been told after I phoned them about this issue. What you need to get is a personal accident insurance, which is the one offered by Endleigh. Blue skies Quote Share this post Link to post Share on other sites Join the conversation You can post now and register later. If you have an account, sign in now to post with your account. Note: Your post will require moderator approval before it will be visible. Reply to this topic... × Pasted as rich text. Paste as plain text instead Only 75 emoji are allowed. × Your link has been automatically embedded. Display as a link instead × Your previous content has been restored. Clear editor × You cannot paste images directly. Upload or insert images from URL. Insert image from URL × Desktop Tablet Phone Submit Reply 0
brabzzz 0 #16 February 22, 2006 Whilst £200+ is a lot, so is 6 months for AFF! For 2 weeks comprehensive insurance, it's about £20 for 10 days...ample time for an AFF course. I assumed you wanted it for an AFF trip as opposed to months on end! --------------------------------------- Ex-University of Bristol Skydiving Club www.skydivebristoluni.com Quote Share this post Link to post Share on other sites
franman 0 #17 February 22, 2006 I got Endsleigh travel insurance for my trip to Spain a month ago that cost £20 for two weeks which seemed very reasonable. I'm not sure what third party cover it has though as my BPA insurance covered it. It would have covered getting me home and medical costs if I'd broken any limbs skydiving though. Francis Quote Share this post Link to post Share on other sites
RandomLemming 0 #18 February 22, 2006 QuoteWhilst £200+ is a lot, so is 6 months for AFF! For 2 weeks comprehensive insurance, it's about £20 for 10 days...ample time for an AFF course. I assumed you wanted it for an AFF trip as opposed to months on end! My bad :) I was just looking at buying once to cover my jumping plans for the year. But it's looking like it will be better to just buy in little bits as and when required, yeah. Quote Share this post Link to post Share on other sites
brabzzz 0 #19 February 22, 2006 You can get it for even less if you leave out the included luggage cover and take the 'essential' as opposed to 'comprehensive' cover (reduced medical cover etc, from lotsa million to just millions). Mike --------------------------------------- Ex-University of Bristol Skydiving Club www.skydivebristoluni.com Quote Share this post Link to post Share on other sites
meistwer 0 #20 February 22, 2006 QuoteEnsleigh do extreme sport insurance pretty affordably. Carefull with that buddy, Ensleigh offers 'PERSONAL AND TRAVEL INSURANCE' for skydivers, you won't be covered for 3rd party/persoanl liability insurance. Blue skies Quote Share this post Link to post Share on other sites
brabzzz 0 #21 February 22, 2006 Yeah, but chances are that if --I-- do something really bad to someones plane/hangar/house, chances are I won't give two hoots about whether they'll sue me or not as it'll still be in better shape than me! Does the BPA not cover us in that respect? --------------------------------------- Ex-University of Bristol Skydiving Club www.skydivebristoluni.com Quote Share this post Link to post Share on other sites
meistwer 0 #22 February 22, 2006 QuoteDoes the BPA not cover us in that respect? The BPA will cover you with a 3rd party insurance in any BPA affiliated DZ abroad as long as you hold British passport. That's what I've been told after I phoned them about this issue. What you need to get is a personal accident insurance, which is the one offered by Endleigh. Blue skies Quote Share this post Link to post Share on other sites
