HorrorWriter 0 #1 July 8, 2005 Well, Jump 17 is in the books and I am shopping around for Life Insurance that would cover a skydiving incident. I ordered the info from USPA through American International Companies (Accidental death Insurance) and realized upon getting this, that, because I am Active Duty Military, I will not be covered. Does anyone know why this could be and, more importantly, anyone know of any companies that WILL offer AD&D insurance to active duty personnel?? Confused. Tim Quote Share this post Link to post Share on other sites
nate_1979 9 #2 July 8, 2005 If you are active duty, why do you not just use the SGLI? FGF #??? I miss the sky... There are 10 types of people in the world... those who understand binary and those who don't. Quote Share this post Link to post Share on other sites
matt91078 0 #3 July 8, 2005 I'm not sure what is actually written in the SGLI rules but I know they look for any way possible to not pay out, ie. seatbelt not on, alcohol in blood above the law of that state, possibly skydiving, etc. I know I am required to tell my comander when I am going skydiving to inform them and to basically get their consent. Quote Share this post Link to post Share on other sites
nate_1979 9 #4 July 8, 2005 SGLI does cover skydiving, I checked. FGF #??? I miss the sky... There are 10 types of people in the world... those who understand binary and those who don't. Quote Share this post Link to post Share on other sites
nate_1979 9 #5 July 8, 2005 And who says you have to tell your commander? Your command? Which branch... Only aviators in the Navy are "required" to get permission from their command to take part in skydiving, according to current Navy Regs, and that's because the aviation community has issued some new rules for "high risk activities" FGF #??? I miss the sky... There are 10 types of people in the world... those who understand binary and those who don't. Quote Share this post Link to post Share on other sites
HorrorWriter 0 #6 July 8, 2005 I have SGLI but not sure if, in the fine print, that they will cover a "high risk" activity.... Quote Share this post Link to post Share on other sites
nate_1979 9 #7 July 8, 2005 as posted earlier, I checked into this big time when I started skydiving.. It is covered. But as always, do your own research too But, your good to go. FGF #??? I miss the sky... There are 10 types of people in the world... those who understand binary and those who don't. Quote Share this post Link to post Share on other sites
HorrorWriter 0 #8 July 8, 2005 I'm in the Air Force and I have to fill out High Risk Activity documentation and notify my commander...not every time, just an overall form that states I will jump, how often, and I'm aware of the risk. Quote Share this post Link to post Share on other sites
HorrorWriter 0 #9 July 8, 2005 Cool beans....thanks for the info! I will check as well, if only to print out the info. Quote Share this post Link to post Share on other sites
nate_1979 9 #10 July 8, 2005 Happy hunting, and ofcourse if you find something different than what i've found and told you, let me know right away FGF #??? I miss the sky... There are 10 types of people in the world... those who understand binary and those who don't. Quote Share this post Link to post Share on other sites
matt91078 0 #11 July 8, 2005 Army. After thinking about it, I only had to tell them once for the consent, but they always ask if I'm going anyway so I tell them. They don't give me shit, I think they just think it's cool that I do it. Quote Share this post Link to post Share on other sites
HorrorWriter 0 #12 July 8, 2005 Thanks, Nate. I will definitely let you know what I find out. Quote Share this post Link to post Share on other sites
firstime 0 #13 July 8, 2005 SGLI is underwritten by federal guidlines,.. not from state to state therefore under the federal reg's, you are covered. This will change once you get out of the military as each state can dictate their exclusions. Quote Share this post Link to post Share on other sites
HorrorWriter 0 #14 July 8, 2005 Thanks for the info! Quote Share this post Link to post Share on other sites
nbblood 0 #15 July 8, 2005 SGLI relies heavily on line of duty investigations to validate claims. Therefore, you must be considered within the guidelines of line of duty or they may not pay. Under normal circumstances it would not be a problem. But say you were skydiving while you were AWOL or in violation of a pass policy (i.e., outside the mileage radius allowed without proper pass form), it could be ruled not line of duty. My point is, make sure you take the time to get appropriate documentation if necessary. My unit's pass policy is outside a 100 mile radius you must have a valid approved pass form. The DZ is more than 100 miles, so every time I go, I need to get a pass approved. Don't get caught short on something as easy as that. Blues, NathanBlues, Nathan If you wait 'til the last minute, it'll only take a minute. Quote Share this post Link to post Share on other sites
HorrorWriter 0 #16 July 8, 2005 Thanks, Nathan, definitely some good t hings to know. Tim Quote Share this post Link to post Share on other sites
nate_1979 9 #17 July 8, 2005 Very true, pretty much just dont die while violating the law or UCMJ in any way FGF #??? I miss the sky... There are 10 types of people in the world... those who understand binary and those who don't. Quote Share this post Link to post Share on other sites
