Insuring a video camera

[garef001 0]

Since this is my second camera, first one flew away at 10,000ft, I was wondering if there is a company that insures video cameras. I know there probably isn't one that will do it for skydiving but i could always say it was lost or something. Anyone know?

Thanasi

[nbblood 0]

Insurance companies will cover anything for any purpose......for a price. If you went to insure the camera for skydiving they'd probably charge you $50 a month for insurance or something stupid like that. Fact is, a lot of renter's insurance and homeowners insurance covers property like video cameras. Whether it would cover a camera during a skydiving loss, I don't know.....making up a story to tell the insurance company is insurance fraud, so choose steps carefully. You might want to contact you're insurance and ask them what it costs to cover your camera in case of loss or theft. Sometimes they might surprise you. Are they gonna know whether the camera was swiped off your head by a riser strike or stolen from the DZ? Probably not, but they will probably want a police report to make a claim.....

IMHO, insurance is one of the biggest scams in the country....never get what you pay for....pay too much to not get it. Might be easier to insure yourself, i.e., put $XX a month into a savings account. Of course that won't help if you lose the camera again tommorrow. Don't know if this helps or not.

Nathan

Blues,
Nathan

If you wait 'til the last minute, it'll only take a minute.

[Blue-Skies92629 0]

It's better karma to put a few $$ away.
It's also important to make sure your gear is ready to jump. There are a lot of innocent people on the ground that don't want to get hurt or have their car or other property damaged.

"Time flies like an arrow, fruit flies like a banana" -Groucho Marx-
"Tom flies like a rock" -Tom Carson-

[jimmytavino 16]

I smashed it against the ceiling of the otter,,, just before exit... when the climbout ... for exit... got squirelly,,, and the plane bucked....
The veiwfinder got smashed...and I lost it.
I told my agent,, " I was filming in a confined area, and was moving around quite a bit, and the camera hit the ceiling, the viewfinder broke off and it fell out the door"...Period...that's all I said,,,
the Agent replied,, "I'll get back to you.."
Later that day, he called and said,," You Know,,, If you broke it on a train,, or in a plane, while a passenger..I may have been able to help you..."
So I said,, "well it WAS,,,, while I was in a plane,,,as I was preparing to skydive from it,,"....Soooo they covered the replacement .. They asked for and I provided a written quote from the repair place,,, ( a Local Sony Rep... with whom I have a "high volume customer" status..... ) and they OK'ed it.... issued a check to me,,, and then I paid the bill....
( over 500 bucks )..... I gave them honest and accurate info.. when i filed the claim,,and they approved it... (travelers Ins )...I likely would not have done the repair,, if not for their help.

[flypunk 0]

if you can schedule it on your homeowner's insurance its covered even if it falls into your toilet, you'll end up paying about 15 more a year for both 35 and video but its worth it. Otherwise most homeowners policies only cover vandalism or thefht and it has to have a police report.

...

[mwabd1 0]

Well someone has to ask............how did your camera come off at 10000'????

[JayhawkJumper 0]

I have single item insurance from state farm for items that aren't used for profit or business and I have my skydiving cameras insured for about $80 a year.

[garef001 0]

well, i got a remote camera for my helmet so that i wouldn't have the weight of the camera on my helmet and put my camera in a pouch on my waist. wasn't wearing my jumpsuit just a t-shirt so i couldn't put inside, anyway some how the pouch opened and bye bye camera. i looked for it on the ground but i couldn't find it, would have liked to see what happened.

Thanasi