Thnks I'm in the Army so I don't have a choice on LIfe Insurance so I assume I'm good there. We don't ever want kids, we wanna travel and live life to the fullest. If so though that won't be for another 10 years or so, hopefully lol. When should I look into buying our own gear? I'm assuming after we get our A license. Also should a newbie buy used or new? Is there a general rule?