I agree with AggieDave and Luna. The 2nd movie was cool, I think my hubby and I were the minority who enjoyed it. 3rd had some great scenes - in particular the "swarms" of sentinels coming though the roof and flying around, the guys with their APU (?) shooting massive bullets - the fight scene at the end with Smith and Neo.
The only thing that sucked for me was the Trainman (bit dull) and the ending was crap.
I'm sure that as directors they make a choice - do we explain this question or that question?
If we were as good as these guys let's face it - we'd be in Hollywood directing blockbusters. I always take the movie as what it is - it's a movie, sit back and start your suspension of disbelief and enjoy.