Hey all,
Go to http://www.atsb.gov.au/publications/investigation_reports/2006/AAIR/pdf/aair200600001_001.pdf It is the report of the investigation into an C206 that had engine troubles on take-off, clipped a tree and landed in a dam. Five on board, three died. Two that died was a TI with a student strapped on. I won't say much about it but read the report and make up your own mind.
Look at top pg 22 and section 3 (pg54)
Hope this helps.